Senior Commercial Banker

Insight Global; Denver (CO); On-site; USD 175,000 - 210,000; Full time

Job summary

A financial services company is seeking an experienced Senior Commercial Banker in Denver to lead client relationships and deliver sophisticated credit solutions. Responsibilities include managing detailed financial analyses, structuring complex lending facilities, and ensuring credit policy compliance. The successful candidate will drive new business, maintain portfolio health, and mentor junior staff. This role offers a competitive salary ranging from $175,000 to $210,000 per year, dependent on experience and qualifications.

Qualifications

• Proven record of delivering high-quality credit solutions.
• Experience in managing complex client relationships.
• Ability to structure and negotiate credit facilities.

Responsibilities

• Build and deepen relationships with clients.
• Lead end-to-end underwriting and risk rating.
• Structure, negotiate, and close complex credit facilities.
• Ensure adherence to credit policy and regulatory requirements.
• Mentor junior bankers and collaborate with partners.

Skills

Credit Risk Validation Expertise

Financial Analysis

Relationship Management

Deal Structuring

Credit Policy Compliance

Job description

We’re seeking an experienced Senior Commercial Banker with strong Credit Risk Validation/Evaluation (CRV) expertise and a proven record of delivering high‑quality credit solutions. This role will lead complex client relationships, structure sophisticated lending facilities, and ensure credit discipline across a diverse commercial portfolio.

Key Responsibilities

• Relationship Management: Build, deepen, and retain relationships with middle‑market and commercial clients across targeted industries; serve as a trusted advisor on credit and treasury needs.
• Credit Excellence: Lead end‑to‑end underwriting, including detailed financial analysis (cash flow, leverage, coverage, collateral, guarantor strength), risk rating, and covenant design to ensure sound credit decisions.
• Deal Structuring: Structure, negotiate, and close complex credit facilities (term loans, revolvers, asset‑based lending, equipment finance, real estate‑backed, and acquisition financing) aligned with risk appetite and return targets.
• Portfolio Quality: Maintain portfolio health through proactive monitoring, early‑warning detection, action plans, and disciplined annual/periodic reviews; drive remediation where needed.
• CRV / Governance: Champion credit risk validation standards—model use, stress testing, sensitivity analysis, and independent review feedback—to continuously improve underwriting quality.
• Growth & Origination: Generate new business through targeted outreach, centers‑of‑influence, and cross‑sell across treasury, deposits, FX, and merchant services while meeting profitability and ROE goals.
• Compliance & Controls: Ensure adherence to credit policy, regulatory requirements, documentation standards, and audit readiness; partner closely with Credit, Risk, and Legal.
• Leadership & Collaboration: Mentor junior bankers/analysts, contribute to credit committees, and collaborate with product partners to deliver comprehensive client solutions.

Compensation

$175,000 to $210,000 per year annual salary.

Exact compensation may vary based on several factors, including skills, experience, and education.