Senior Collateral Analyst - Asset-Based Lending Expert

Cathay Bank; Los Angeles (CA); On-site; USD 36,000 - 48,000; Full time

Benefits offered by this job

Discretionary bonus

Job summary

Cathay Bank is seeking a Senior Collateral Analyst to ensure the accuracy and validity of collateral on asset-based loans. You will monitor high-risk borrowers, analyze client reports, and review loan documents to compile monthly status updates.

The role requires five years of collateral or lending operations experience, strong analytical skills, and the ability to coach junior staff. A discretionary bonus may apply and a comprehensive benefits package is provided.

Qualifications

• College degree in accounting or finance preferred.
• Minimum five years of borrowing base driven, asset-based lending experience.
• Experience as a field examiner or credit analyst; supervisory experience a plus.

Responsibilities

• Process, monitor and examine client collateral information on asset-based loans.
• Post and reconcile sales, verify collateral balances and AR adjustments.
• Investigate and resolve customer inquiries and review AR aging data.
• Assist training of new customers on reporting procedures.
• Collaborate with Loan Portfolio Officers to analyze complex information and resolve issues.

Skills

Interpersonal communication

Time management

Attention to detail

Data analysis

Coaching/mentoring

Education

College degree in accounting or finance preferred

Tools

Monarch Data Mining Software

Microsoft Office

Job description

Cathay Bank is seeking a Senior Collateral Analyst to ensure the accuracy and validity of collateral on asset-based loans. You will monitor high-risk borrowers, analyze client reports, and review loan documents to compile monthly status updates.

The role requires five years of collateral or lending operations experience, strong analytical skills, and the ability to coach junior staff. A discretionary bonus may apply and a comprehensive benefits package is provided.