Senior Collateral Analyst

East West Bank; New York (NY); On-site; USD 27,552 - 59,236; Full time

Job summary

East West Bank in New York is seeking a Senior Collateral Analyst to support portfolio performance by monitoring loans primarily reliant on asset-based cash flows. The role involves assessing collateral, managing borrowing bases, and ensuring compliance with loan documentation. Ideal candidates will have a Bachelor’s degree in finance or related field and 3–5+ years of relevant experience. Strong analytical skills and proficiency in Excel are essential. The position is client-facing and requires effective communication skills.

Qualifications

• 3–5+ years of experience in Collateral Analysis, Credit Supervision, or Asset‑Based / Structured Finance Lending.
• Strong attention to detail and ability to manage multiple priorities.

Responsibilities

• Review and evaluate Borrowing Base Certificates.
• Process advances and principal paydowns on credit facilities.
• Prepare, review, and settle monthly distributions.
• Track receipt and aging of required financial statements.
• Assist with training and onboarding of new team members.

Skills

Collateral Analysis

Credit Supervision

Analytical skills

Microsoft Excel

Organizational skills

Communication skills

Education

Bachelor’s degree in finance, Accounting, Economics, or related field

Tools

MS Office Suite

Job description

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi‑cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high‑tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top‑performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

The Structured/Specialty Finance Senior Collateral Analyst supports portfolio performance by monitoring loans where repayment relies primarily on asset‑based cash flows. In this role, you will assist with assessing collateral, tracking covenant compliance, managing borrowing bases, processing funding transactions, and verifying monthly cash flow waterfalls to ensure accuracy. This is a client‑facing position that involves servicing client requests and escalating loan or banking issues as needed.

Responsibilities

• Review and evaluate Borrowing Base Certificates to determine funding availability in accordance with loan documentation, eligibility requirements, and concentration limits
• Process advances and principal paydowns on credit facilities
• Prepare, review, and settle monthly distributions for interest, fees, third parties, and facility deficits
• Review custodian certifications to confirm pledged receivables reconcile to borrowing base reports
• Manage transfers from EWB‑controlled accounts in accordance with Deposit Account Control Agreements
• Coordinate settlement of legal fees, collateral exam fees, and other credit‑related expenses
• Maintain reporting and notification processes for syndicated lenders where EWB acts as lead agent
• Track receipt and aging of required monthly, quarterly, and annual financial statements and reports
• Upload received financial reporting and BBCs to shared drives and bank’s imaging systems and update tickler controls
• Review and process external audit confirmations
• Maintain trend tracking and key performance metrics
• Create and distribute monthly interest and fee settlement calculations in accordance with loan documents
• Investigate customer collection, lockbox, and account activity inquiries
• Assist with training and onboarding of new team members and provide back‑up coverage for team members
• Perform ad‑hoc analysis and special projects as assigned
• May perform other duties as needed

Qualifications

• 3–5+ years of experience in Collateral Analysis, Credit Supervision, or Asset‑Based / Structured Finance Lending
• Bachelor’s degree in finance, Accounting, Economics, or a related field
• Proficient in Microsoft Excel and the MS Office Suite
• Strong analytical and organizational skills with close attention to detail
• Ability to manage multiple priorities and meet reporting deadlines
• Effective written and verbal communication skills
• Ability to work independently and collaboratively within a team environment

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

Compensation

The base pay range for this position is USD $20.00/Hr. - USD $43.00/Hr. Exact offers will be determined based on job‑related knowledge, skills, experience, and location.