Senior Credit Reviewer

East West Bank; San Francisco (CA); On-site; USD 110,000 - 170,000; Full time

Job summary

A leading bank is seeking a Senior Credit Reviewer to conduct comprehensive loan and credit file reviews. The role involves assessing credit risk management policies, ensuring documentation completeness, and building relationships with Relationship Managers. Candidates should have strong analytical skills and prior underwriting experience, with a Bachelor's or Master's degree preferred. This full-time position offers a competitive salary based on experience.

Qualifications

• Prior underwriting and lending experience in C&I loans.
• Experience in financial services or with a regulatory agency.

Responsibilities

• Conduct loan and credit file reviews to assess credit risk management.
• Ensure documentation of asset reviews is complete and supported.
• Monitor assigned product-based portfolios continuously.

Skills

Analytical Skills

Communication

Relationship Building

Education

Bachelor's or Master’s degree

Tools

Microsoft Office

Job description

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Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

East West Bank is currently seeking a Senior Credit Reviewer. The Senior Credit Reviewer will conduct loan and credit file reviews to assess the adequacy and effectiveness of the Bank’s credit risk management policies and processes (e.g., loan classification, loan risk grading, identification of potential credit weaknesses, etc.).

Responsibilities

• Obtain evidence through loan files, Relationship Managers, and management; explain IAR’s position in a factual, non-judgmental, and unbiased manner.
• Ensure documentation of asset reviews is complete and conclusions are supported, with work papers that are clear and self-explanatory.
• Be knowledgeable of IAR policies, procedures, and the Bank’s lending policies, guidelines, and practices.
• Be aware of applicable federal and state banking regulations related to credit risk management and governance.
• Monitor assigned product-based portfolios continuously.
• Build rapport with Relationship Managers and other departments for efficient asset reviews.
• Understand the impact of regulatory, economic, and industry developments on the Bank’s credit risk profile.
• Execute on special projects and other assignments as needed.

Qualifications

• Prior underwriting and lending experience in C&I loans.
• Internal transfers preferred.
• Bachelor's or Master’s degree in related fields or recognized professional certifications.
• Experience in financial services or with a regulatory agency, with demonstrated credit risk management expertise.
• Strong analytical skills, including cash flow analysis and collateral review.
• Excellent verbal and written communication skills.
• Proficiency in Microsoft Office and related applications.
• Ability to build credible relationships with management and external parties.
• Understanding of review planning, risk assessment, and project management.
• Flexible, organized, self-motivated, and able to meet deadlines.

Compensation

The base pay range is USD $110,000.00 to USD $170,000.00 per year, based on experience and location.

Additional Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Administrative
• Industry: Banking