Senior Capital Oversight Risk Officer

Truist; Charlotte (NC); Presencial; USD 150.000 - 210.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Descripción de la vacante

Truist is seeking a Senior Capital Oversight leader within the Risk Management Organization to conduct independent assessments of capital risk management practices and risk position.

The role involves leading capital management oversight, developing monitoring programs, and preparing comprehensive committee content for decision-making. Strong regulatory knowledge and executive communication are essential.

Formación

• Four year college degree or equivalent education is required.
• Minimum ten years of experience in financial institution Risk Management, Regulatory Oversight, Corporate Treasury, or Investment Banking.
• Expertise in relevant laws, regulations, and supervisory guidance with respect to interest rate risk and ALM.
• Excellent verbal and written communication skills and ability to synthesize complex topics for Senior Leaders.
• Strong organizational skills with ability to multitask and adapt to changing priorities.
• Proficiency in Microsoft Office, especially Excel, used for risk monitoring.

Responsabilidades

• Lead oversight of capital management activities including balance sheet positions and changes.
• Develop and enhance risk monitoring programs to identify capital risks.
• Lead policy development, limit calibration, and risk appetite framework maintenance.
• Prepare independent analyses for Capital Committee presentations.
• Engage with Corporate Treasury and regulators to influence methodologies.
• Develop annual Capital Oversight reports documenting risk assessments.
• Monitor macroeconomic and regulatory matters affecting capital risk management.
• Support ongoing reporting, risk assessments, and industry engagement.

Conocimientos

Capital risk management

Regulatory oversight

Executive communication

Risk modeling

Cross-functional leadership

Excel proficiency

Policy governance

Risk appetite framework

Educación

Bachelor's degree or equivalent

Herramientas

Excel

Risk monitoring tools

Descripción del empleo

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

Please review the following job description:

As a senior member of the Capital Oversight team within the Risk Management Organization (RMO), perform independent quantitative and qualitative assessments of Truist’s capital risk management practices and risk position.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Assume a leadership role in the oversight of the company’s capital management activities including balance sheet positions and changes, key risk modeling assumptions, control assessments and governance. Oversight activities and findings provide independent assessments of the sufficiency of risk management practices and the levels of risk.
2. Primary ownership for the development, maintenance, and enhancement of select risk monitoring programs utilized to identify and assess Capital risks within Truist and across peer institutions. Analyze and utilize the information from monitoring activities to elevate issues within the Capital Oversight team and Corporate Treasury to drive timely, proactive risk identification and analysis.
3. Assume a senior leadership role in the oversight and coordination of policy development, limit calibration and compliance, and the development, calibration and maintenance of a comprehensive Capital related Risk Appetite Framework. Play a critical role in the preparation, documentation and presentation of periodic quantitative and qualitative assessments of risk management practices.
4. As a senior Capital Oversight leader, develop comprehensive committee content (for both Capital Committee and its subcommittees) that fulfills Truist’s objective of effective management oversight. Prepare and present independent analysis to the relevant Committees in support of Capital Oversight’s goals.
5. Engage with senior Corporate Treasury personnel and subject matter experts in order to influence analytical methodologies that inform decision-making and risk positioning. Participate with other members of senior Capital Oversight leadership in interactions with regulators. Cultivate relationships with peer organizations, through participation in industry associations, to ensure that Truist adopts and maintains industry leading risk management practices.
6. Play a leading role in developing, drafting and presenting the comprehensive annual Capital Oversight report which documents Capital Oversight’s ongoing review and assessment of Truist’s capital management risk management practices and risk position.
7. Remain informed on macroeconomic, geopolitical, industry, and regulatory matters that could impact the company’s risks and strategies. Such knowledge is essential to understanding and assessing Truist’s interest rate and liquidity risk management practices.
8. Support Capital Oversight and the RMO as needed through strategic leadership of processes and initiatives including ongoing reporting, ad hoc risk assessments, industry engagement, examination/audit preparation and coordination and participation in corporate programs such as risk and control assessments.

Qualifications Required

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Four year college degree or equivalent education.
2. Minimum ten years of experience (with demonstrated career progression) in financial institution Risk Management, Regulatory Oversight, Corporate Treasury, or Investment Banking.
3. Expertise in relevant laws, regulations, and supervisory guidance with respect to interest rate risk and ALM.
4. Excellent verbal and written communication skills and ability to synthesize complex topics for presentation to Senior Leaders within Risk and Corporate Treasury.
5. Strong organizational skills and ability to focus on multiple tasks simultaneously. This position requires regular adjustment due to the environment, company strategy, and management’s needs.
6. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. Strong Excel spreadsheet skills are particularly relevant given responsibilities for maintaining and enhancing risk monitoring tools and processes.

Preferred Qualifications

1. Industry certification such as Chartered Financial Analyst (CFA) or Financial Risk Manager (FRM) or advanced degree in a quantitative field.
2. Fifteen years of experience with large, complex financial institutions in a related field including Risk Management, Regulatory Oversight, Corporate Treasury, or Investment Banking.
3. Familiarity with regulatory reporting management.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.

Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.

Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

For more details on Truist’s generous benefit plans, please visit our Benefits site.

Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.