Senior C&I Commercial Loan Leader

Kearny Bank; New Jersey; On-site; USD 150,000 - 200,000; Full time

Job summary

Kearny Bank in Fairfield, NJ seeks a VP, Commercial Loan Officer - C&I to identify, acquire, and develop profitable C&I relationships in the market. Drive loan commitments and deposits while coordinating with underwriting and risk teams.

The role requires strong credit/financial analysis, prospecting, and client management, with compensation of $150,000–$200,000 annually plus commission. Travel to client sites and offices is expected.

Qualifications

• Excellent written and verbal communication skills.
• Excellent customer service skills.
• Acute attention to detail.
• Ability to read, analyze, and interpret financial statements, accounting papers, income tax returns, bank policies, and governmental regulations.

Responsibilities

• Develop and retain C&I business by meeting with prospects and existing customers having financing needs of average to significant complexity.
• Solicits credit-worthy potential and existing clients to develop new business and deposits.
• Prospect daily using leads and referrals to generate new loans and deposits.
• Coordinate with underwriting, risk and credit management to meet guidelines.
• Manage portfolios, monitor financial condition, and renew loans timely.
• Interview applicants to determine real estate financing needs and feasibility.
• Provide financing options and counsel to customers.
• Presents loan requests for committee review.
• Lead all phases of the sales lifecycle including sourcing and analysis.
• Use credit analysis to make appropriate credit/structuring decisions.

Education

Bachelor's degree preferred

High school diploma or equivalent

Tools

Microsoft Office Suite

Abrigo

Job description

Kearny Bank in Fairfield, NJ seeks a VP, Commercial Loan Officer - C&I to identify, acquire, and develop profitable C&I relationships in the market. Drive loan commitments and deposits while coordinating with underwriting and risk teams.

The role requires strong credit/financial analysis, prospecting, and client management, with compensation of $150,000–$200,000 annually plus commission. Travel to client sites and offices is expected.