Senior Business Analyst – Property & Casualty

Xceedance; United States; Remote; USD 110,000 - 150,000; Full time

Job summary

Xceedance is seeking a Senior Business Analyst for Commercial Lines to lead business analysis for large-scale P&C transformation projects. You will focus on commercial lines products, translating business needs into detailed requirements and ensuring solution designs align with system capabilities such as Duck Creek or Guidewire.

Responsibilities include facilitating workshops, crafting user stories, and supporting testing activities across the SDLC while maintaining strong stakeholder

Qualifications

• Minimum 8+ years of experience as a Business Analyst in the insurance domain, translating business needs into functional designs for policy administration platforms.
• Proven experience across the full SDLC lifecycle: requirements, design, testing support, and validation.
• Hands-on experience across Commercial Lines products (CPP, Commercial Auto, GL, Property).
• Deep understanding of underwriting processes and workflows.
• Knowledge of rating methodologies and premium calculations; familiarity with endorsements and exclusions.

Responsibilities

• Lead workshops to elicit, evaluate, and document requirements for commercial lines products.
• Translate requirements into functional specs, user stories, and acceptance criteria.
• Define end-to-end business process flows including quoting, underwriting, policy issuance, and renewals.
• Ensure alignment with underwriting guidelines and regulatory requirements; maintain traceability from requirements to设计.
• Collaborate with architects and developers to resolve functional gaps and validate solutions.

Skills

Business Analysis

Stakeholder Management

SDLC Experience

Underwriting Workflows

Education

Bachelor's degree in Insurance/Related field

Tools

Duck Creek

Guidewire

Job description

Job Title: Sr Business Analyst – Commercial Lines

Location: Remote (United States, prefer EST or CST)

This role is open only to candidates who are authorized to work in the United States without the need for current or future sponsorship.

Who We Are

Xceedance provides strategic operations support, technology, and data services to drive efficiencies for insurance organizations worldwide. We collaborate with insurers, reinsurers, MGAs, brokers, and captives to launch products, implement intelligent technology, deploy advanced analytics, and achieve business process optimization. We are committed to adding direct value in the business of insurance and help our clients to embrace change, accelerate innovation, and achieve meaningful business outcomes.

We are looking for a seasoned Senior Business Analyst – Commercial Lines to lead business analysis activities for large-scale P&C insurance transformation initiatives. The role focuses on commercial lines products (e.g., Property, General Liability, Workers Compensation) and requires strong expertise in underwriting workflows, rating, and policy lifecycle processes.

The BA will work closely with business stakeholders, product owners, and technology teams to translate business needs into detailed functional requirements, user stories, and solution designs. The role also plays a key part in ensuring alignment between business objectives and system capabilities, particularly in core system implementations such as Duck Creek.

What You’ll Be Doing

Business Analysis & Requirement Definition

• Lead workshops to elicit, evaluate, and document business requirements for commercial lines products
• Translate requirements into functional specifications, user stories, and acceptance criteria
• Define end-to-end business process flows including quoting, underwriting, policy issuance, and renewals
• Ensure alignment with underwriting guidelines and regulatory requirements
• Provide deep functional expertise across commercial lines products and coverages
• Support configuration teams with detailed understanding of rating structures, policy rules, and endorsements
• Validate that system implementation accurately reflects business intent and product design
• Ensure requirements are aligned with system capabilities and architecture constraints
• Maintain traceability from business requirements to solution design, testing, and delivery
• Collaborate with architects and developers to resolve functional gaps and design challenges

Stakeholder Engagement

• Act as a primary liaison between business and IT teams
• Facilitate workshops, demos, and requirement walkthroughs
• Manage stakeholder expectations and drive consensus across multiple business units

Testing & Validation Support

• Support SIT and UAT phases by defining test scenarios and validating outcomes
• Ensure delivered solution meets business acceptance criteria and user expectations
• Identify and resolve defects related to business functionality

What You Bring

• Minimum 8+ years of experience as a Business Analyst all within the insurance domain, with a strong track record of translating business needs into functional designs aligned with system capabilities, particularly for policy administration platforms (e.g., Duck Creek, Guidewire, or similar)
• Proven experience delivering across the full SDLC lifecycle, including requirements gathering, functional design, testing support, and business validation
• Hands-on experience across Commercial Lines products, with Commercial Package Policy (CPP), Commercial Auto, General Liability, Commercial Property (Fire), etc.
• In-depth understanding of:
• Underwriting processes and workflows
• Rating methodologies and premium calculations
• Coverage structures, endorsements, and exclusions

What You Can Expect from Us

• A collaborative, entrepreneurial environment where your ideas drive change
• Opportunities to work with cutting-edge technologies and a worldwide network of insurance experts
• A culture rooted in teamwork, integrity, continuous learning, and client success

At Xceedance, you will discover the possibility to exceed yourself and grow persistently with us. We offer career development opportunities to our members for a well-rounded development throughout their journey with us. Xceedance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.