Senior Business Analyst

Capital Bank, N.A.; Rockville (MD); Hybrid; USD 110,000 - 130,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life Insurance

Disability Insurance

401k contributions

Paid Parental Leave

Tuition Reimbursement

Paid Holidays

Volunteer time off

Job summary

Capital Bank, N.A. is seeking a Senior Business Analyst within OpenSky to leverage advanced analytics for developing lending strategies and data‑backed decisioning. You will analyze credit policies, monitor risk, and present recommendations to leadership in a fast-paced environment.

The role is a full‑time hybrid position, offering a base salary range of $110k–$130k plus a target bonus. Strong Python and SQL skills with a quantitative background are essential.

Qualifications

• 1–5 years of experience in advanced analytics, including developing credit policies.
• Bachelor’s degree in a quantitative field (e.g., Statistics, Data Science, Engineering, Economics, Finance, Business).

Responsibilities

• Perform credit analysis using advanced analytics in SQL and/or Python.
• Analyze and optimize lending strategies, including approve/decline policy and credit line assignment.
• Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment.
• Present data‑backed recommendations to leadership.
• Build and/or leverage valuation models to inform credit policy recommendations.
• Establish testing and monitoring plans.
• Proactively monitor credit risk and performance, identifying whether policy adjustments are needed.
• Partner with cross‑functional teams to implement strategies.

Skills

Python

SQL

Analytics

Credit policy

Communication

Problem solving

Detail oriented

Data storytelling

Education

Bachelor's degree

Job description

Position Purpose

As a Senior Business Analyst within OpenSky, you will have the opportunity to leverage advanced analytics and strategic thinking to solve challenging business problems. You will play a pivotal role in developing lending strategies by leveraging data‑backed decisioning.

Position Responsibilities

• Perform credit analysis using advanced analytics in SQL and/or Python
• Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
• Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
• Present data‑backed recommendations to leadership
• Build and/or leverage valuation models to inform credit policy recommendations
• Establish testing and monitoring plans
• Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
• Partner with cross‑functional teams to implement strategies

Minimum Education & Experience

• 1–5 years of experience in advanced analytics, including developing credit policies
• Bachelor’s degree in a quantitative field (e.g., Statistics, Data Science, Engineering, Economics, Finance, Business)

Technical Knowledge & Skills

• Exceptional results‑focus and relentless persistence in solving problems
• A proven track record of decision making and problem solving based on analytics
• Exceptional critical thinking skills with attention to detail
• Highly proficient with analytical tools such as Python and SQL
• Successful track record of thriving in a fast‑paced environment
• Proven ability to clearly and effectively communicate complex analytical insights to both technical and non‑technical audiences

Compensation

• Base Salary Range: $110k – $130k annually / hourly. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
• Additional Compensation: This role will include a yearly annual target bonus based on individual performance

Working Arrangements

• Full‑time Hybrid role

Benefits

• Join a growing company with a culture that fosters an entrepreneurial spirit
• Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more
• Company Contributions to your 401k regardless of your contribution
• Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more
• Generous Paid Time Off and Paid Holidays – including Paid Charity Hours to support volunteer opportunities

Capital Bank, N.A. is an E‑Verify, affirmative action, and equal opportunity employer.