Senior BSA/AML Risk & Compliance Officer (US)

Arqfinance; New York (NY); Hybrid; USD 120,000 - 210,000; Full time

Job summary

ARQ is seeking a BSA/AML Officer to join our Legal & Compliance team in New York. Hybrid, full-time. You will test BSA/AML, KYC, OFAC and transaction monitoring controls end to end, rate findings with regulator-ready evidence, pull and analyze data, and challenge thresholds with numbers.

You will prepare for regulator exams and help shape risk management across the business. The role requires 4+ years in BSA/AML or related compliance fields, experience with top-tier audit or advisory firms, and

Qualifications

• 4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance
• Experience at a top-tier audit/advisory firm or in-house compliance
• Proven ability to write regulator-facing findings
• Ability to articulate high-risk observations with supporting regulatory references
• Deep knowledge of BSA, USA PATRIOT Act, OFAC and FinCEN expectations

Responsibilities

• Test BSA/AML, KYC, OFAC and transaction monitoring controls end to end
• Rate findings (high/medium/low) with evidence suitable for regulators
• Pull and analyze data independently
• Challenge thresholds, alert logic and sampling assumptions with data
• Track open issues until owners close them and escalate when needed
• Prepare for regulator exams and audits with risk-focused insights

Skills

BSA/AML expertise

FinCrime

Regulatory compliance

Auditing experience

Regulatory reporting

Education

Law degree (JD) or bar admission

STEM degree (engineering, math, statistics)

Job description

ARQ is seeking a BSA/AML Officer to join our Legal & Compliance team in New York. Hybrid, full-time. You will test BSA/AML, KYC, OFAC and transaction monitoring controls end to end, rate findings with regulator-ready evidence, pull and analyze data, and challenge thresholds with numbers.

You will prepare for regulator exams and help shape risk management across the business. The role requires 4+ years in BSA/AML or related compliance fields, experience with top-tier audit or advisory firms, and