Senior BSA/AML Auditor — Compliance & Controls Lead

Safe Harbor Financial; Golden (CO); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Unlimited PTO

Paid holidays: 11

Medical, dental, and vision insurance

Life and disability insurance

401(k)

Flexible Spending Account (FSA) / HSA

Employee Assistance Program (EAP)

The chance to work in a fast-growing,?

Mission-driven financial services

Job summary

Safe Harbor Financial in Golden, CO seeks an experienced Internal Auditor to design and lead our BSA/AML audit program, ensuring compliance with laws and internal policies. You will perform financial, operational, and compliance audits and coordinate with leadership across the organization.

The role requires 5+ years in BSA/AML compliance, strong regulatory knowledge, and the ability to write clear audit reports.

Qualifications

• 5+ years of BSA/AML compliance experience at a financial institution (BSA Investigator, Officer, or Analyst)
• Strong working knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations
• Experience conducting compliance, operational, or financial audits
• Understanding of deposit operations, lending, and consumer banking compliance
• Strong analytical and investigative skills with close attention to detail
• Ability to write clear, actionable audit reports
• Ability to maintain strict confidentiality and work with regulators, examiners, and legal counsel
• Proficiency in Microsoft Office, especially Excel
• Cannabis banking or high-risk industry experience (preferred)
• Nationally recognized BSA certification (e.g., CAMS) (preferred)
• Experience with Verafin and Symitar (preferred)

Responsibilities

• Design and conduct internal audits of financial controls, compliance, and operational effectiveness
• Manage the audit schedule, including new accounts, account monitoring and validation, and procedure adherence
• Administer the BSA/AML quality control program and the Customer Identification/Enhanced Due Diligence program in line with regulatory guidance and best practices
• Write clear audit reports with actionable recommendations for management
• Track audit findings through to resolution
• Support external auditors and regulatory examiners
• Partner with managers, VPs, and staff to keep BSA/AML priorities on track
• Develop and recommend procedures as needed
• Keep current on regulatory trends, accounting principles, and audit techniques
• Take on special projects as assigned

Skills

BSA/AML compliance

Auditing

Regulatory knowledge

Analytical thinking

Written & verbal communication

Confidentiality

Excel

Education

Bachelor’s degree in Business

CAMS certification

Tools

Verafin

Symitar

Job description

Safe Harbor Financial in Golden, CO seeks an experienced Internal Auditor to design and lead our BSA/AML audit program, ensuring compliance with laws and internal policies. You will perform financial, operational, and compliance audits and coordinate with leadership across the organization.

The role requires 5+ years in BSA/AML compliance, strong regulatory knowledge, and the ability to write clear audit reports.