Internal Auditor

Safe Harbor Financial; Golden (CO); Presencial; USD 85.000 - 110.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Unlimited PTO

Paid holidays: 11

Medical, dental, and vision insurance

Life and disability insurance

401(k)

Flexible Spending Account (FSA) / HSA

Employee Assistance Program (EAP)

The chance to work in a fast-growing,?

Mission-driven financial services

Descripción de la vacante

Safe Harbor Financial in Golden, CO seeks an experienced Internal Auditor to design and lead our BSA/AML audit program, ensuring compliance with laws and internal policies. You will perform financial, operational, and compliance audits and coordinate with leadership across the organization.

The role requires 5+ years in BSA/AML compliance, strong regulatory knowledge, and the ability to write clear audit reports.

Formación

• 5+ years of BSA/AML compliance experience at a financial institution (BSA Investigator, Officer, or Analyst)
• Strong working knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations
• Experience conducting compliance, operational, or financial audits
• Understanding of deposit operations, lending, and consumer banking compliance
• Strong analytical and investigative skills with close attention to detail
• Ability to write clear, actionable audit reports
• Ability to maintain strict confidentiality and work with regulators, examiners, and legal counsel
• Proficiency in Microsoft Office, especially Excel
• Cannabis banking or high-risk industry experience (preferred)
• Nationally recognized BSA certification (e.g., CAMS) (preferred)
• Experience with Verafin and Symitar (preferred)

Responsabilidades

• Design and conduct internal audits of financial controls, compliance, and operational effectiveness
• Manage the audit schedule, including new accounts, account monitoring and validation, and procedure adherence
• Administer the BSA/AML quality control program and the Customer Identification/Enhanced Due Diligence program in line with regulatory guidance and best practices
• Write clear audit reports with actionable recommendations for management
• Track audit findings through to resolution
• Support external auditors and regulatory examiners
• Partner with managers, VPs, and staff to keep BSA/AML priorities on track
• Develop and recommend procedures as needed
• Keep current on regulatory trends, accounting principles, and audit techniques
• Take on special projects as assigned

Conocimientos

BSA/AML compliance

Auditing

Regulatory knowledge

Analytical thinking

Written & verbal communication

Confidentiality

Excel

Educación

Bachelor’s degree in Business

CAMS certification

Herramientas

Verafin

Symitar

Descripción del empleo

Safe Harbor Financial provides compliant financial services to the cannabis industry. Because we operate in a highly regulated space, we need people who take compliance seriously and want their work to matter.

About the Role

The Internal Auditor builds and runs our BSA/AML Audit Program. You’ll make sure we meet BSA/AML laws, federal regulatory expectations, and our own policies. The role covers performance, operational, financial, and compliance audits, and you’ll work closely with leaders across the organization.

What You’ll Do

• Design and conduct internal audits of financial controls, compliance, and operational effectiveness
• Manage the audit schedule, including new accounts, account monitoring and validation, and procedure adherence
• Administer the BSA/AML quality control program and the Customer Identification/Enhanced Due Diligence program in line with regulatory guidance and best practices
• Write clear audit reports with actionable recommendations for management
• Track audit findings through to resolution
• Support external auditors and regulatory examiners
• Partner with managers, VPs, and staff to keep BSA/AML priorities on track
• Develop and recommend procedures as needed
• Keep current on regulatory trends, accounting principles, and audit techniques
• Take on special projects as assigned

What You Bring

• 5+ years of BSA/AML compliance experience at a financial institution as a BSA Investigator, Officer, or Analyst
• Strong working knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations
• Understanding of deposit operations, lending, and consumer banking compliance
• Strong analytical, investigative, and problem-solving skills
• Clear, concise written and verbal communication
• Ability to work with all levels of management, legal counsel, law enforcement, and regulators while keeping strict confidentiality
• Ability to work independently and as part of a team
• Proficiency in Microsoft Office, especially Excel

Preferred

• Bachelor’s degree in Business
• Nationally recognized BSA certification (e.g., CAMS)
• Experience with Verafin and Symitar

Physical Requirements

The job involves extended computer work and occasionally lifting files up to 25–30 lbs. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

This job description is not an employment contract and does not list every duty. Responsibilities may change based on business needs.

Requirements

Required

• 5+ years of BSA/AML compliance experience at a financial institution (BSA Investigator, Officer, or Analyst)
• Working knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations
• Experience conducting compliance, operational, or financial audits
• Understanding of deposit operations, lending, and consumer banking compliance
• Strong analytical and investigative skills with close attention to detail
• Ability to write clear, actionable audit reports
• Ability to maintain strict confidentiality and work with regulators, examiners, and legal counsel
• Proficiency in Microsoft Office, especially Excel
• Ability to lift up to 25–30 lbs and sit at a computer for extended periods, with or without reasonable accommodation

Preferred

• Bachelor’s degree in Business
• Nationally recognized BSA certification (e.g., CAMS)
• Experience with Verafin and Symitar
• Cannabis banking or high-risk industry experience
• Unlimited PTO
• Paid holidays: 11
• Medical, dental, and vision insurance
• Life and disability insurance
• 401(k)
• Flexible Spending Account (FSA) / Health Savings Account (HSA)
• Employee Assistance Program (EAP)
• The chance to work in a fast-growing, mission-driven corner of financial services