Senior Broker Loan Processor

Better Mortgage; United States; A distancia; USD 90.000 - 130.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive compensation

Healthcare & 401k

Flexible PTO

Wellness resources

Discounts

Descripción de la vacante

Better Mortgage seeks an experienced Senior Broker Loan Processor to own an active broker-loan pipeline and move files from submission to closing in a fast-paced, corporate environment. You will coordinate with loan officers, wholesale lenders, and internal teams, ensuring timely conditions and accurate documentation.

Ideal candidates bring 10+ years in mortgage loan processing, deep knowledge of DSCR, bank statement, and Non-QM programs, and a proactive mindset to develop into a leadership role

Formación

• 10+ years mortgage loan processing experience, preferably broker background.
• Hands-on familiarity with wholesale lender websites and submission workflows.
• Strong knowledge of DSCR, bank statement, and Non-QM programs; pricing understanding.

Responsabilidades

• Own and monitor an active broker-loan pipeline with milestones and deadlines.
• Review files for completeness and issues; submit loans through lender portals.
• Use pricing tools and product matrices to advise loan officers on options.
• Track underwriting decisions, appraisals, title progress, disclosures, and funding timelines.
• Coordinate document collection and resolve conditions with borrowers, lenders, and internal partners.
• Provide clear status updates and escalate risks with proposed next steps.
• Maintain accurate loan records in company systems per lender requirements.
• Apply agency/government guidelines to route questions to decision-makers.
• Contribute ideas and potentially take on leadership responsibilities as the department grows.

Conocimientos

Mortgage loan processing

Broker background

Wholesale lender portals

Underwriting guidelines

DSCR/Non-QM programs

Pricing knowledge

Pipeline management

Follow-up & ownership

Independent work

Leadership potential

Herramientas

Lender portals

Pricing tools

Descripción del empleo

Why Better. Why Now.

Better is rebuilding home finance as an AI-native platform—turning a process that once took weeks into something that can happen in seconds.

With over $110B in loans funded and $1.2B+ raised, we operate at real scale while rethinking how homeownership works from the ground up.

The category hasn’t caught up yet. That’s the opportunity.

About Us

At NEO Home Loans, powered by Better, we help people navigate the home financing process with clarity and care. Our team values collaboration, ownership, and thoughtful service. We are building a strong broker processing team and are looking for an experienced processor who wants to bring deep wholesale lending knowledge into a corporate environment.

Role Overview

The Senior Broker Loan Processor owns an active pipeline of broker loans and keeps each file moving from submission through closing. This role is designed for a seasoned mortgage broker processor who is ready to bring their experience to a corporate team with employee benefits, paid time off, and the opportunity to help grow the department. The right person is organized, responsive, comfortable moving at a fast pace, and takes personal ownership of follow-up and deadlines.

Essential Responsibilities and Duties

• Own and monitor an active broker-loan pipeline, keeping milestones, deadlines, and next steps visible and on track.
• Review files for completeness and potential issues, then prepare and submit loans through multiple wholesale lender websites and portals.
• Use pricing tools, product matrices, and lender program knowledge to support loan officer decisions about available options and lender fit.
• Track underwriting decisions and conditions, appraisal and title progress, disclosures, rate-lock timelines, closing requirements, and funding.
• Coordinate timely document collection and condition resolution with borrowers, loan officers, wholesale lenders, and internal partners.
• Provide consistent, clear status updates and follow up persistently on outstanding items; raise risks early with a proposed next step.
• Maintain accurate loan records and organize documentation in the company’s systems in accordance with lender and company requirements.
• Apply working knowledge of agency and government requirements to identify guideline questions and route them to the appropriate decision-maker.
• Share ideas, experience, and process improvements as the broker processing department grows; there may be opportunity to take on leadership responsibilities over time.

Qualifications and Skills

• Typically, 10+ years of mortgage loan processing experience, with a strong preference for a mortgage broker background. Candidates with fewer than 10 years may also be considered if their most recent five years have been dedicated exclusively to broker loan processing.
• Hands-on familiarity with several wholesale lender websites, portals, submission processes, and condition workflows.
• Working knowledge of underwriting guidelines and loan requirements for DSCR, bank statement, and Non-QM programs.
• Experience with mortgage pricing and a strong understanding of lender programs and product options.
• Demonstrated ability to organize, track, and manage a fast-paced pipeline with multiple deadlines.
• Excellent follow-up, communication, judgment, and attention to detail; takes initiative and ownership through resolution.
• Comfortable working independently while collaborating with loan officers, lenders, and internal teams.
• Interest in contributing to a growing department and potentially developing into a leadership role.

Benefits

• Competitive compensation based on experience and qualifications.
• Healthcare, retirement, and voluntary benefits, including medical, dental, vision, health savings accounts, and 401(k).
• Flexible paid time off and wellness resources.
• Additional benefit perks and discounts.

NEO Home Loans is an equal opportunity employer. We are committed to a workplace free from discrimination and to fair consideration of applicants in accordance with applicable law.

By the numbers:

We've funded over $110 billion in loans (more than any other fintech in the US!)

Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry

Better's proprietary AI platform, Tinman®, and voice-based AI mortgage assistant, Betsy™, make us an award-winning lender:

• Banking Tech Award USA (2026): Best LendTech Solution

• Fintech Breakthrough Award (2026): Digital Mortgage Company of the Year

• NerdWallet Best of Award (2026): Best for Home Equity Loans

• Fintech Breakthrough Award 2025: Best Lending Innovation

• Yahoo! Finance (2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval

• Yahoo! Finance (2025): Best Online Mortgage Lender

• Money Magazine (2025): Best for fast closing

• Forbes (2023): Best Online Mortgage Lender

We're building the future of home finance — and we're looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.

Disclaimer

Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individuals who is capable of performing the essential functions of the job with or without responsible accommodation.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist after additional modifications: (...). ...