Mortgage Loan Processor

Homeward; United States; Remote; USD 65,000 - 70,000; Full time

Benefits offered by this job

Stock options

401(k) matching

Health and wellness benefits

Generous paid parental leave

20 days vacation

Job summary

A real estate startup is seeking a Mortgage Processor to join their team. This role involves processing various types of residential mortgage loans and ensuring effective communication with clients and partners. Candidates should have a minimum of 3 years of experience and strong project management skills. The company offers a remote-first environment, competitive compensation, and comprehensive benefits including paid leave, health insurance, and stock options.

Qualifications

• 3+ years of experience processing FNMA, FHLMC, FHA, VA and Non-Conforming mortgages.
• Expert knowledge of DU and LP and the purchase mortgage process.
• Experience with delegated and non-delegated processes.
• Ability to thrive in a fast-paced, high production environment.

Responsibilities

• Process agency conforming, FHA, VA, and jumbo residential mortgage loans.
• Manage and close a pipeline of loans while building strong relationships with lending partners.
• Clearly communicate status updates, conditions, and critical information.
• Collaborate with internal teams for challenging underwriting scenarios.

Skills

Customer service

Time management

Project management

Communication skills

Mortgage processing

Job description

About Homeward

Homeward takes the “what ifs” out of homebuying by creating financial products that give buyers and sellers certainty and convenience. We’re a fast-paced, remote‑first real estate startup that partners with real estate agents to offer innovative products and services, helping clients buy with cash, sell with certainty, and time their move, regardless of the market.

About the opportunity

The Homeward Mortgage Team is central to Homeward’s operation, responsible for conducting the financial review and approval of every customer that works with Homeward and processing and closing every loan secured with Homeward Mortgage. We’re focused on bringing financial innovations to life and delivering a seamlessly integrated mortgage experience. We are looking for residential Mortgage subject matter experts and smart, flexible people that can easily adapt to a new way of doing things.

In this role, you will

• Process agency conforming, FHA, VA, and jumbo residential mortgage loans
• Manage and close a pipeline of loans while building strong relationships with lending partners
• Clearly communicate status updates, conditions, and any critical information to internal teams and customers
• Partner and align closely to support your Loan Officer in delivering an exceptional Borrower and Agent experience
• Collaborate with internal teams to creatively solution for challenging underwriting scenarios
• Proactively interact with internal and external stakeholders to ensure timely closings
• Work with multiple investors

What you’ll bring

• 3+ years of experience processing FNMA, FHLMC, FHA, VA and Non‑Conforming (Jumbo) mortgages, wholesale experience a plus
• Expert knowledge of DU and LP and the purchase mortgage process
• Experience with delegated and non‑delegated processes
• Superior customer service skills
• Strong written and verbal communication skills, ability to take complex mortgage specific terminology and translate into layman terms
• Strong time‑management and project management skills
• Ability to thrive in a fast‑paced, high production environment
• The drive to build something new
• Experience working with multiple investors (PennyMac, Amerihome, PHL etc. is a plus)

Pay and benefits

• Compensation range: $65,000 – $70,000 + per file bonuses
• Remote‑first environment (HQ in Austin, TX)
• Company‑wide bonus
• Exciting stock option grant for every full‑time employee
• 401(k) employer contribution match
• Health and wellness benefits, including medical, dental, vision, and life insurance
• Twenty days of vacation, five sick days, twelve company holidays, and two floating holidays each year
• Generous paid parental leave of up to 14 weeks

Value-Driven Employee Experience

THE GOLDEN RULE. It’s simple: Treat others the way we want to be treated. Whether we’re dealing with colleagues or customers, we don’t prioritize money or growth over people, and we practice empathy at every opportunity.

CALM FOCUS. We work in tech and build solutions for real estate. Both are fast‑paced and stressful industries. But by focusing on the larger objective rather than rushing from one task to the next, we can create solutions our customers love.

ONE TEAM, ONE DREAM. Big problems require big solutions. We look at our customers’ experiences holistically and recognize that solving them requires collaboration across teams and our three affiliate companies — Homeward, Homeward Mortgage and Homeward Title.

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance and Sales

Industries

Construction, Software Development, and IT Services and IT Consulting