Senior Banking Product Lead — Payments & Platform

CLERA; New York (NY); Hybrid; USD 160,000 - 200,000; Full time

Job summary

Clera Labs, Inc. is seeking a Sr Product Manager to lead a core banking product area in a Series C fintech serving small businesses. You will shape experiences across deposits, payments, card workflows, and platform reliability.

Collaborate with Engineering, Design, and Risk to deliver secure, compliant features. You will own strategy, define metrics, and drive adoption while partnering with banking partners and vendors to optimize multi-product journeys.

Qualifications

• 5–15 years of product management experience.
• Strong experience with non-card payments and money movement (ACH, wire, RTP).
• Understanding of payment rails and ACH return reasons.
• Banking product experience and familiarity with backend systems.
• Experience with agentic tooling.

Responsibilities

• Own product strategy, roadmap, and execution across deposits, money movement, cards, and banking infra.
• Improve end-to-end experiences for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions.
• Partner with Engineering on ledger, payment rails, and card systems.
• Define success metrics and ship reliable, secure features with Engineering and Design.
• Incorporate risk, fraud, security, and regulatory needs with Risk and Legal.
• Manage product relationships with banking partners and third-party vendors.
• Track activation, engagement, retention, and reliability metrics.

Skills

Senior PM

Payments experience

ACH & wires

Card payments

Backend familiarity

Agentic tooling

Job description

Clera Labs, Inc. is seeking a Sr Product Manager to lead a core banking product area in a Series C fintech serving small businesses. You will shape experiences across deposits, payments, card workflows, and platform reliability.

Collaborate with Engineering, Design, and Risk to deliver secure, compliant features. You will own strategy, define metrics, and drive adoption while partnering with banking partners and vendors to optimize multi-product journeys.