Senior Backend Engineer - Payments Platform

Choice Digital Corp

Broomfield (CO)

On-site

USD 140,000 - 160,000

Full time

8 days ago

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Benefits offered by this job

Bonus

Equity

401(k) match

Unlimited PTO

Paid holidays

Health Insurance

Job summary

Choice Digital is seeking a Senior Software Engineer to design, develop, and maintain scalable backend systems powering large-scale payments. You will join a growing team that values shared ownership, collaboration, and engineering excellence.

You will lead architecture decisions and implement secure, observable infrastructure with microservices, CI/CD, and resilient APIs used by enterprise clients. The role emphasizes security, quality, and fast iteration in a payments-focused environment.

Qualifications

Bachelor’s degree in Computer Science or equivalent field.
5+ years of software design and development experience.
Basic knowledge of Google Cloud Platform or AWS and containerization/infrastructure-as-code tools (Docker, Terraform).
Thorough understanding of Object-Oriented Design and Development.
Experience with software testing methodologies and strategies.
Mastery of Python and an ability to learn new technologies quickly.
Very comfortable with SQL and noSQL databases, such as Postgres and Redis.
Understanding of Git/Source Control best practices.
Ability to adjust priorities to delivery schedules.
Must have a passion for building GREAT software.

Responsibilities

Design, build, and own various backend components of the Choice Digital platform.
Collaborate with the engineering team to design and implement solutions using micro-service and service-oriented architectures.
Enhance existing DevOps for best practices for continuous integration, testing, deployment, and scaling.
Ensure implementation meets the highest quality and security standards.

Skills

Python

Google Cloud Platform

AWS

Docker

Terraform

SQL/NoSQL

Git

OO Design

Testing methodologies

Education

Bachelor’s degree in Computer Science or equivalent

5+ years of software design and development experience

Tools

Docker

Terraform

PostgreSQL

Redis

Job description

About Choice Digital

Choice Digital is redefining modern disbursements. Our platform combines compliance, security, and simplicity to ensure every payment is delivered securely, instantly, and without friction. From eliminating fraud risk with real-time intelligence to guaranteeing payment delivery, we empower businesses to streamline financial operations while building trust with their customers.

Why Join Choice Digital

Choice Digital is growing fast, profitable, and scaling into new industries where modern disbursements are no longer optional – they’re essential.

Here\'s Why People Love Building Their Careers Here

Proven growth: You\'ll join a profitable company serving 300+ clients and rapidly expanding into new markets.
Real impact: Your work will directly transform how money moves, solving inefficiencies that frustrate both businesses and customers.
Culture of confidence: Enjoy a collaborative, casual environment where we balance autonomy with accountability.
Future-focused: Help shape a rapidly evolving category – we\'re not just part of the change, we\'re leading it.

Our Core Values

Our Core Values guide how we work and who we strive to be.

Relentless Ownership. We take responsibility end to end. If it is ours, we own it until the outcome is achieved.
Find the Right Way Forward. When the work matters, we focus on solutions. We don’t get stuck on obstacles or default to “no.” If something aligns with our vision and improves outcomes for clients or recipients, we ask how to make it happen.
Lead with Integrity. We act in ways that make us worthy of trust from clients, consumers, and each other. We do not trade trust for speed, convenience, or short-term economics.

Position Overview

Choice Digital is seeking a Senior Software Engineer who can take responsibility for designing, developing, and maintaining scalable backend software systems. You\'ll be joining a growing team of passionate Software Engineers who foster a culture of shared ownership, teamwork, and engineering excellence.

Responsibilities

As a Senior Software Engineer, you will help build the infrastructure that powers large-scale consumer disbursements. This includes systems responsible for:

Payment orchestration across multiple rails (ACH, prepaid cards, digital wallets, and checks)
Transaction lifecycle management, settlement, and reconciliation
Fraud detection and risk decisioning
Ledgering and financial record systems
High-reliability APIs used by enterprise clients to initiate and track payments

Our platform processes large volumes of financial transactions and requires systems that are secure, observable, and highly resilient.

Key Responsibilities

Technical Architecture & Execution

Design, build, and own various backends components of the Choice Digital platform
Collaborate with the engineering team to design and implement solutions using micro-service and service-oriented architectures
Enhance existing DevOps for best practices for continuous integration, testing, deployment, and scaling
Ensure implementation meets the highest quality and security standards

Strategic Planning & Governance

Work directly with Product Management and Engineering Management to plan and prioritize work
Own backend components, and establish and enforce standards for security and quality across the platform

Required

Qualifications and Experience

Bachelor’s degree in Computer Science or equivalent field, OR 5+ years of experience in software design and development
Basic knowledge of Google Cloud Platform or AWS and containerization/infrastructure-as-code tools (Docker, Terraform)
Thorough understanding of Object-Oriented Design and Development
Experience with software testing methodologies and strategies
Mastery of Python and an ability to learn new technologies quickly
Very comfortable with SQL and noSQL databases, such as Postgres and Redis
Understanding of Git/Source Control best practices
Ability to adjust priorities to delivery schedules
Must have a passion for building GREAT software

Preferred

Experience in payments, fintech, banking, or financial infrastructure
familiarity with payment rails such as: ACH, card networks (Visa/Mastercard), mobile wallets, experience integrating with third-party financial services or payment processors
Experience working with systems that handle sensitive financial or personal data and require strong security practices
Experience designing and implementing ledgering or financial record systems

What We Offer

Competitive annual compensation range of $140,000 to $160,000
Annual bonus linked to company success and your personal performance
Equity offerings through stock options
401(k) retirement savings match (up to 4%)
Unlimited PTO policy
Company paid holidays
Medical, Dental, Vision, and Life Insurance

In compliance with Colorado state law, pay for this position is anticipated to be between $140,000 and $160,000. Actual offers will be based on the applicant’s skills, experience, and education.

While the anticipated deadline is anticipated to be October 6th, 2026, you are encouraged to submit your application as we may still consider qualified candidates beyond this date.

Candidate profiles and resources from recruiting agencies and vendors are not being considered for this role. Please do not solicit Choice Digital with requests for business. We are unable to sponsor

Choice Digital is an equal opportunity employer.

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