Senior Backend Engineer - Payments & Card Services

Apple, Inc.; New York (NY); On-site; USD 150,000 - 210,000; Full time

Job summary

Apple is seeking an experienced backend engineer to design, build, test, and operate distributed services powering Apple Card and Savings. You will own features end to end, automate pipelines, and participate in on‑call rotations to ensure reliability across payments, transfers, and notifications.

You will collaborate with a team across Wallet, Apple Cash, and iCloud integrations, writing robust tests and documentation while mentoring colleagues.

Qualifications

• Solid experience building and operating production distributed systems.
• Proficient in debugging production issues using logs, metrics, and traces.
• Experience with testing as a first-class concern (unit/integration).
• Strong communication with non‑engineering stakeholders and partners.
• Experience using generative AI tools in the software lifecycle.

Responsibilities

• Design, build, test, and operate distributed backend services powering Apple Card and Savings features at scale.
• Ship changes safely through automated pipelines and controlled rollout strategies including canary deployments and feature flags.
• Own on‑call reliability for your services and lead incident response end to end.
• Define SLOs and remediation strategies for integrations with financial partners and payment networks.
• Own features end to end from spec through production operation.
• Review code and contribute to technical design discussions to raise quality.
• Write thorough unit and integration tests and design code with testability in mind.
• Automate operational toil to improve reliability and reduce manual intervention.
• Author clear technical documentation for services, APIs, and runbooks.
• Mentor and onboard new teammates.

Skills

Distributed systems

On-call reliability

Communication

Testing mindset

Debugging production issues

Generative AI tooling

Tools

Docker

Kubernetes

AWS

OpenTelemetry

Datadog

Splunk

Kafka

Job description

Apple is seeking an experienced backend engineer to design, build, test, and operate distributed services powering Apple Card and Savings. You will own features end to end, automate pipelines, and participate in on‑call rotations to ensure reliability across payments, transfers, and notifications.

You will collaborate with a team across Wallet, Apple Cash, and iCloud integrations, writing robust tests and documentation while mentoring colleagues.