Senior Backend Engineer — Card & Savings

Apple, Inc.; Cary (NC); On-site; USD 150,000 - 190,000; Full time

Job summary

Apple Card & Savings team in Cary, North Carolina, is seeking a Senior Software Engineer to design, build, test, and operate distributed services powering Apple Card and Savings. You will own features end to end, participate in on-call rotation, and drive reliability initiatives with modern pipelines and controlled rollouts.

We value hands-on developers who thrive in a regulated environment, collaborate well, and continuously improve engineering excellence.

Qualifications

• 5+ years of experience building and operating production distributed systems.
• Strong understanding of distributed systems fundamentals (idempotency, retries, timeouts, consistency).
• Proficiency in a modern backend language (e.g. Kotlin, Java).
• Experience debugging production issues with logs, metrics, traces, and post-incident improvements.
• Testing-first mindset with unit and integration tests and testability in mind.
• Clear written and verbal communication, including explaining technical issues to non-engineering stakeholders.

Responsibilities

• Design, build, test, and operate distributed backend services powering Apple Card and Savings features at scale.
• Ship changes safely through automated pipelines and controlled rollout strategies including canary deployments and feature flags.
• Own on-call reliability for your services, lead incident response end to end, and drive post-incident reviews with lasting remediation.
• Own the reliability and correctness of integrations with financial institution partners and payment networks, including defining SLOs.
• Own features end to end from specification and technical design through production operation.
• Review code and contribute to technical design discussions, raising the quality bar across the team.
• Write thorough unit and integration tests and design code with testability as a first-class concern.
• Automate operational toil to improve reliability and reduce manual intervention.

Skills

Distributed systems

On-call reliability

Kotlin/Java

DevOps culture

Code reviews

Tools

Kubernetes

Docker

AWS

PostgreSQL

Job description

Apple Card & Savings team in Cary, North Carolina, is seeking a Senior Software Engineer to design, build, test, and operate distributed services powering Apple Card and Savings. You will own features end to end, participate in on-call rotation, and drive reliability initiatives with modern pipelines and controlled rollouts.

We value hands-on developers who thrive in a regulated environment, collaborate well, and continuously improve engineering excellence.