Detroit Hybrid Auto Credit Risk Analyst

Ally-Financial; Detroit (MI); Hybrid; USD 65,000 - 115,000; Full time

Benefits offered by this job

Bonuses

401(k) retirement plan with companyCon

Healthcare options

Paid time off and holidays

Employee stock purchase plan

Job summary

Ally Financial in Detroit, MI is seeking ahybrid- schedule analyst to monitor auto credit portfolio performance, generate reports, and support risk governance. You will use SQL and Power BI to analyze originations, delinquencies, and losses while delivering clear, actionable commentary to leadership.

The role emphasizes collaboration with IRM and business lines, data quality, and continuous improvement of reporting processes.

Qualifications

• 1+ years of analytics, reporting, risk management, or a related quantitative field.
• Experience in financial services or consumer automotive lending preferred.
• Strong SQL and Power BI skills; Python/R/SAS a plus.
• Advanced proficiency with Microsoft Office, especially Excel and PowerPoint.
• Strong written and verbal communication; ability to summarize complex topics clearly.
• Ability to collaborate and manage recurring and ad-hoc requests.
• Bachelor's degree in a related field; graduate degree preferred.

Responsibilities

• Execute recurring portfolio monitoring and reporting across the consumer auto lifecycle.
• Support monthly Risk Appetite and KRI reporting with data aggregation and commentary.
• Maintain and automate reporting processes and dashboards for portfolio performance.
• Work with large datasets using SQL, Power BI, Excel and related tools.
• Review reporting with an independent risk lens for trends and data quality.
• Prepare concise reporting for leadership routines and risk materials.
• Conduct ad-hoc analysis on emerging credit risks and pricing.

Skills

Analytical thinking

Attention to detail

Communication skills

Collaboration

Problem solving

Quantitative analysis

Education

Bachelor's degree in Statistics, Finance, Economics, Business, Computer Science, Data Analytics, Mathematics

Tools

SQL

Power BI

Excel

Python

R

Snowflake

SAS

Job description

Ally Financial in Detroit, MI is seeking ahybrid- schedule analyst to monitor auto credit portfolio performance, generate reports, and support risk governance. You will use SQL and Power BI to analyze originations, delinquencies, and losses while delivering clear, actionable commentary to leadership.

The role emphasizes collaboration with IRM and business lines, data quality, and continuous improvement of reporting processes.