Senior Associate Credit Officer — Merchant Risk & Underwriting

Next Frontier Capital; Plano (TX); On-site; USD 110,000 - 140,000; Full time

Benefits offered by this job

Health insurance

On-site health centers

Retirement plan

Tuition reimbursement

Mental health support

Job summary

JPMorgan Chase is seeking a Senior Associate Credit Officer in Corporate Risk Management to manage credit risk for the Merchant Services Wholesale Credit portfolio. You will perform ongoing financial analysis, assess risk factors, and provide well-supported credit reviews and recommendations.

You will collaborate with Relationship Managers and Legal, monitor industry trends, and ensure timely completion of reviews and ad-hoc requests. A strong foundation in finance and communication is essential.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting or related discipline.
• 3+ years of credit risk underwriting or related fields.
• Strong financial analysis and clear credit memo writing skills.

Responsibilities

• Evaluate and approve merchant relationships including financial statement reviews and cash-flow analyses.
• Identify and elevate problem credits promptly and negotiate to protect the bank’s interests.
• Demonstrate proficiency in financial analysis, products, and risk factors; defend credit ratings.
• Apply financial analysis with macro- and microeconomic factors to credit decisions.
• Deliver well-supported credit decisions through stakeholder engagement.
• Meet monthly timelines and own deliverables by following up with stakeholders.
• Build strong relationships with internal stakeholders including Relationship Managers and Legal.
• Monitor industry trends and best practices to strengthen decision-making.

Skills

Credit analysis

Financial analysis

Stakeholder management

Communication skills

MS Office proficiency

Education

Bachelor's degree in Finance, Economics, or Accounting

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

JPMorgan Chase is seeking a Senior Associate Credit Officer in Corporate Risk Management to manage credit risk for the Merchant Services Wholesale Credit portfolio. You will perform ongoing financial analysis, assess risk factors, and provide well-supported credit reviews and recommendations.

You will collaborate with Relationship Managers and Legal, monitor industry trends, and ensure timely completion of reviews and ad-hoc requests. A strong foundation in finance and communication is essential.