Senior/Associate Structured Finance Specialist

Cardo AI; New York (NY); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Competitive pay

Benefits package

Generous PTO

Career growth

Collaborative culture

Job summary

Cardo AI is expanding its Structured Credit team to execute complex transactions across asset classes, reporting to the Head of Client Integration. You will work with financial institutions and investors to deliver data-driven solutions, gaining exposure to a global stakeholder network and advancing the alternative investment space.

The role emphasizes analytical rigor, independence, and the ability to translate-large datasets into actionable investment insights, while collaborating with

Qualifications

• 3–5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
• Strong analytical skills and experience working with large datasets.

Responsibilities

• Analyze securitization and asset-based lending structures to extract key insights for investment strategies.
• Map data sources to Cardo AI's models using SQL/Python/R or similar tools.
• Act as a trusted advisor to financial institutions delivering tailored solutions.
• Collaborate with Customer Success, Product, and Engineering to ensure seamless implementations.

Skills

Structured finance

Data analysis

Communication

Autonomy

Problem-solving

Tools

SQL

Python

R

Job description

At Cardo AI, we've been on a mission since 2018 to make Private Credit and Asset-Based Finance (ABF) markets more accessible and efficient. Today, with over $40 billion in assets under technology, our platform empowers banks, trustees, and investors to accelerate growth through smarter strategies, faster transactions, and optimized investment portfolios.

Driven by a bold vision to help grow the ABF market beyond $40 trillion, we're building a future defined by speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we transform complexity into opportunity, enabling our clients to unlock growth and stay ahead.

Learn more about our products, services, and mission at www.cardoai.com.

About Cardo AI

At Cardo AI, we've been on a mission since 2018 to make Private Credit and Asset-Based Finance (ABF) markets more accessible and efficient. Today, with over $40 billion in assets under technology, our platform empowers banks, trustees, and investors to accelerate growth through smarter strategies, faster transactions, and optimized investment portfolios.

Driven by a bold vision to help grow the ABF market beyond $40 trillion, we're building a future defined by speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we transform complexity into opportunity, enabling our clients to unlock growth and stay ahead.

Learn more about our products, services, and mission at www.cardoai.com.

The Role

As a Structured Credit Associate, you will play a key role in executing structured credit transactions across various asset classes. Reporting to the Head of Client Integration, you will collaborate with financial institutions, alternative investors, and internal teams to deliver data-driven solutions that drive industry transformation. This role offers autonomy and exposure to global stakeholders, providing an opportunity to take ownership and make a significant impact in the alternative investment space.

What You Will Do

• Analyze securitization and asset-based lending structures, extracting key insights from reports, legal documentation, and transaction mechanics to optimize investment strategies.
• Work with large datasets, mapping data sources to Cardo AI's proprietary financial models (SQL, Python, R, or similar tools are a plus — training provided).
• Act as a trusted advisor to financial institutions, delivering tailored solutions that enhance efficiency and returns.
• Collaborate with Customer Success, Product, and Engineering teams to ensure seamless process implementation.

What You Bring

• 3 to 5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
• Strong analytical skills and experience working with large datasets; familiarity with SQL and other tools is preferred.
• A problem-solving mindset and ability to drive projects forward autonomously.
• Exceptional communication skills and a passion for client interaction in a fast-paced, high-growth environment.

Compensation & Benefits

• Competitive pay range: $110,000-$170,000, with flexibility based on experience, seniority, and industry knowledge.
• Comprehensive benefits plan (health, dental, vision, retirement).
• Generous paid time off.
• Opportunities for career growth within a fast-scaling fintech innovator.
• A collaborative, innovative, and entrepreneurial culture that values creativity, initiative, and impact.

Join Cardo AI and let boldness and creativity reign. Together, we'll shape the future of fintech!