Senior Associate, Private Credit Investments – Structured Lending – Client Role

Arootah; New York (NY); On-site; USD 150,000 - 175,000; Full time

Benefits offered by this job

Medical Insurance

401(k) Retirement Plan

Paid Time Off

Professional Development Opportunities

Job summary

Arootah in New York is seeking a Senior Associate to join its private credit investment team, focused on customized lending opportunities for corporate borrowers. This hands-on role involves detailed credit underwriting, financial modeling, transaction structuring, and deal execution, with meaningful ownership of underwriting.

You will evaluate asset-backed lending, structured financing and special situations, collaborate with senior investors, and present recommendations to the investment

Qualifications

• 5+ years of relevant credit investing experience or related disciplines.
• Experience in asset-based lending, restructuring, or distressed credit preferred.
• Strong underwriting, modeling, and cash flow analysis skills.
• Good understanding of credit documentation and covenants.
• Proficient in Excel and PowerPoint; familiarity with AI tools helpful.

Responsibilities

• Conduct detailed underwriting and financial analysis of private lending opportunities.
• Evaluate fundamentals, cash flows, and capital structures of borrowers.
• Build models for corporate credit and collateral valuation.
• Assess structures, covenants, and recovery scenarios.
• Support and manage key aspects of transaction execution and closing.
• Prepare investment memos and presentations for committee review.
• Coordinate with borrowers, counsel, lenders, and other counterparties.
• Develop relationships with banks and specialty lenders.

Skills

Credit underwriting

Financial analysis

Financial modeling

Deal execution

Structured lending

Credit documentation

Collateral evaluation

Portfolio management

Communication

Excel

Education

Bachelor's degree in Finance/Economics or related field

Tools

Excel

PowerPoint

Claude or similar AI tools

Job description

About the Role

Our client, an established alternative investment manager, is seeking a Senior Associate to join its private credit investment team, focused on customized lending opportunities for corporate borrowers.

The position offers exposure to complex credit investments, including asset-backed financing, structured lending, and corporate special situations. The investment strategy focuses on evaluating borrowers, structuring secured financing arrangements, and identifying opportunities with strong collateral protection and attractive risk-adjusted returns.

This is a hands‑on investment role involving detailed credit analysis, financial modeling, transaction structuring, and deal execution. The successful candidate will work closely with senior investment professionals while taking meaningful ownership of underwriting and transaction processes.

Responsibilities

• Conduct detailed credit underwriting and financial analysis of private lending and structured financing opportunities.
• Evaluate company fundamentals, industry dynamics, financial performance, cash flows, and capital structures.
• Build and maintain financial models covering corporate credit, asset-backed lending, collateral valuation, and investment returns.
• Assess transaction structures, collateral coverage, covenants, and downside protection, including potential recovery scenarios.
• Support and independently manage key aspects of transaction execution, including due diligence, structuring, and closing.
• Participate in negotiations involving financing terms, credit documentation, and transaction protections.
• Prepare investment recommendations, underwriting materials, and presentations for investment committee review.
• Coordinate with borrowers, legal counsel, lenders, and other transaction counterparties.
• Manage multiple investment opportunities and workstreams simultaneously while meeting transaction deadlines.
• Develop relationships with banks, lenders, specialty finance firms, and other market participants to support potential investment opportunities.

Qualifications & Preferred Experience

• Minimum 5 years of relevant experience in credit investing, private credit, structured lending, or related investment disciplines.
• Experience in asset-based lending, restructuring, distressed credit, or corporate special situations preferred.
• Strong fundamental credit analysis and underwriting capabilities, including financial statement analysis, cash flow modeling, and capital structure evaluation.
• Advanced financial modeling skills, with experience analyzing corporate borrowers, collateral values, and downside recovery scenarios.
• Understanding of credit documentation, transaction structuring, covenants, and lender protections.
• Ability to independently manage underwriting assignments and contribute meaningfully to transaction execution.
• Advanced proficiency in Microsoft Excel and PowerPoint, with experience using Claude or similar AI tools.
• Strong analytical judgment, quantitative skills, and attention to detail.
• Excellent written and verbal communication skills, including the ability to present investment recommendations.
• Ability to work effectively in a fast-paced, collaborative investment environment.
• Bachelor's degree required, preferably in Finance, Economics, or a related field.

$150,000 - $175,000 a year

Compensation will be commensurate with experience and qualifications.

Benefits may include:

• Medical, Dental, and Vision Insurance
• 401(k) Retirement Plan
• Paid Time Off and Holidays
• Professional Development Opportunities

Additional Information

We may use artificial intelligence (AI) tools to support portions of the hiring process, including resume review and candidate evaluation. These tools assist our recruiting team but do not replace human decision-making. Final hiring decisions are made by human reviewers.