Senior Associate: Acquisition Risk Analytics for Sapphire

JP Morgan Chase; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase is seeking a Senior Associate in Card Acquisition Risk Analytics to shape data-driven strategies for the Chase branded cards portfolio, including Sapphire, targeting affluent customers. You will turn complex datasets into actionable insights that influence product strategy, risk management, and go-to-market plans.

Working with Product, Marketing, Finance and Risk leaders, you will develop analytics, perform experimentation, and present findings to senior management, helping drive

Qualifications

• Bachelor's degree in a quantitative discipline from an accredited college/university.
• Minimum of 2 years of quantitative or analytics experience in business analytics, data science, finance, marketing analytics, consulting, or Risk Management.
• Strong proficiency in SQL, Excel, PowerPoint, or Python.
• Demonstrated ability to query large datasets and transform raw data into actionable management insight.
• Strong analytical, interpretive, and problem-solving skills, with the ability to logically structure complex analyses.
• Experience delivering clear, actionable recommendations to senior management.
• Excellent written and oral communication skills.
• Ability to manage multiple priorities and deliver high-quality work under deadlines.
• Demonstrated intellectual curiosity and comfort working with ambiguity.
• Strong collaboration skills with the ability to build relationships across cross-functional teams.
• Attention to detail and commitment to accuracy in data-driven deliverables.

Responsibilities

• Develop and maintain periodic analytics that give management full visibility into emerging trends and the quality of originated accounts across the Sapphire portfolio and other Chase-branded card products.
• Build a detailed understanding of key performance metrics and profitability drivers, delivering insights that span the full account lifecycle from acquisition through ongoing portfolio performance.
• Develop working knowledge of the operational processes underlying card acquisition to better interpret performance drivers and inform strategy recommendations.
• Conduct complex analyses and present results to partners and senior management in direct support of card acquisition strategies and new product and feature launches, with emphasis on the Sapphire portfolio.
• Support the formulation of strategy and product roadmap for Sapphire and other card initiatives.
• Partner with and influence cross-functional teams across Product, Marketing, Finance, and Risk.
• Manage strategies that drive financial performance and risk mitigation improvements.
• Bring a growth mindset and innovative thinking to optimize performance as new products scale.
• Partner closely with Risk Governance, Legal, and Compliance to ensure strategies and policies align with applicable laws and regulations.
• Conduct ad hoc analytics and contribute to cross-functional projects representing the Chase Card analytics function.
• Translate complex, large-scale datasets into clear, actionable insights for senior stakeholders.

Skills

SQL

Excel

PowerPoint

Python

Data analysis

Education

Bachelor's degree in a quantitative discipline

Master's degree in a quantitative discipline

Job description

JPMorgan Chase is seeking a Senior Associate in Card Acquisition Risk Analytics to shape data-driven strategies for the Chase branded cards portfolio, including Sapphire, targeting affluent customers. You will turn complex datasets into actionable insights that influence product strategy, risk management, and go-to-market plans.

Working with Product, Marketing, Finance and Risk leaders, you will develop analytics, perform experimentation, and present findings to senior management, helping drive