Senior Analytics Consultant – Deposit Pricing, Portfolio Analytics

Jobtailor; Arizona; On-site; USD 110,000 - 140,000; Full time

Job summary

Jobtailor in Arizona, United States, is seeking an experienced Risk Analytics professional to drive analytics for deposit pricing decisions, portfolio optimization, and strategic rate actions. You will analyze large data sets to uncover insights on customer behavior, balance migration, and pricing effectiveness, and develop scenario analyses to assess business impact.

You will transform data into clear visualizations and presentations for senior leadership, partnering with cross-functional teams

Qualifications

• 4+ years of Risk Analytics experience.
• 2+ years with SAS, SQL, or Python for data querying and reporting.
• Exposure to consumer or small business deposit products, pricing, or portfolio analytics.
• Experience analyzing customer or account-level financial data.
• Strong SQL skills with joins and sub-queries on large data sets.
• Experience performing data analysis in Excel with pivot tables.
• Experience creating presentations to communicate analytical findings.
• Familiarity with data visualization tools such as Tableau.
• Strong communication and attention to detail; able to explain findings to non-technical audiences.
• Ability to work onsite at one of the posted locations.

Responsibilities

• Drive analytics supporting deposit pricing decisions, portfolio optimization, and strategic rate actions.
• Explore large and complex data sets to uncover insights into customer behavior, balance migration, product performance, and pricing effectiveness.
• Develop scenario analyses and business impact assessments for pricing and product strategies.
• Build recurring and ad hoc analyses measuring portfolio health, growth trends, customer mix, profitability, deposit performance, growth, mix, and margin indicators.
• Partner with pricing, product, strategy, analytics, senior analyst, manager, and cross-functional teams.
• Transform data into clear visualizations, presentations, tables, charts, summaries, and recommendations for senior leadership.
• Champion data quality, governance, documentation, analytical rigor, and accuracy.
• Influence analytical approaches and contribute to portfolio measurement and pricing strategy evolution.
• Perform portfolio monitoring and rate change evaluations.
• Manage multiple priorities in a dynamic, deadline-driven environment.]

Skills

Risk Analytics

Data Analysis

Problem-Solving

Attention to Detail

Communication

Collaboration

Tools

Tableau

SQL

Python

Excel

Job description

• Drive analytics supporting deposit pricing decisions, portfolio optimization, and strategic rate actions
• Explore large and complex data sets to uncover insights into customer behavior, balance migration, product performance, and pricing effectiveness
• Develop scenario analyses and business impact assessments for pricing and product strategies
• Build recurring and ad hoc analyses measuring portfolio health, growth trends, customer mix, profitability, deposit performance, growth, mix, and margin indicators
• Partner with pricing, product, strategy, analytics, senior analyst, manager, and cross-functional teams
• Transform data into clear visualizations, presentations, tables, charts, summaries, and recommendations for senior leadership
• Champion data quality, governance, documentation, analytical rigor, and accuracy
• Influence analytical approaches and contribute to portfolio measurement and pricing strategy evolution
• Perform portfolio monitoring and rate change evaluations
• Manage multiple priorities in a dynamic, deadline-driven environment

Requirements

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
• 2+ years of hands-on experience using SAS, SQL, or Python for data querying, analysis, and reporting
• Exposure to consumer or small business deposit products, pricing, or portfolio analytics
• Experience analyzing customer or account-level financial data
• Working knowledge of SQL, including joins and sub-queries, across large data sets
• Experience performing data analysis in Excel, including pivot tables and basic financial analysis
• Experience creating presentations to communicate analytical findings and strategic recommendations
• Familiarity with data visualization tools such as Tableau
• Strong analytical and problem-solving skills with attention to detail
• Ability to communicate analytical findings clearly to technical and non-technical audiences
• Ability to work onsite at one of the posted locations

Core Competencies

Demonstrates expertise in Risk Analytics with a strong focus on data analysis, portfolio optimization, and pricing strategies. Proficient in transforming complex data into actionable insights and clear visualizations for strategic decision-making.

Highest-signal resume keywords

• Risk Analytics Experience
• SAS Data Analysis
• SQL Querying
• Data Visualization with Tableau
• Customer Financial Data Analysis

ATS Optimization Keywords

Hard Skills

• Risk Analytics
• Data Analysis
• Portfolio Optimization
• Pricing Strategy
• SAS
• SQL
• Python
• Excel
• Data Visualization
• Financial Analysis

Soft Skills

• Analytical Skills
• Problem-Solving
• Attention to Detail
• Communication Skills
• Collaboration

Industry Keywords

• Deposit Products
• Portfolio Analytics
• Customer Behavior
• Balance Migration
• Pricing Effectiveness

Tools & Technologies

• Tableau
• Excel