Senior Analytic Scientist

FICO; San Rafael (CA); Hybrid; USD 140,000 - 220,000; Full time

Job summary

FICO (NYSE: FICO) is a leading global analytics software company. This hybrid role requires you to work onsite at the Novato, CA office at least 3.5 days per week, with the remainder of time possibly remote.

You will join a team solving real-world credit risk problems, using data and analytics to build industry-leading solutions. You’ll contribute by handling large real-world data, selecting statistical methods, overseeing analytic model projects, and supporting go-lives and client interactions.

Qualifications

• Bachelor's degree or higher in a quantitative field.
• Experience with US Credit Bureau data preferred.
• Experience with analytic techniques (neural nets, logistic/linear models, forests, SVMs).
• Hands-on senior-level model building with financial/banking data.
• Experience building B2C or B2B analytic solutions.
• Strong coding in at least two of R, SQL, SAS, Java, Python, C++, or C.

Responsibilities

• Handle large real-world data and ensure data quality across acquisition and processing.
• Research and select appropriate statistical methods and algorithms.
• Oversee teams building analytic models and tools for credit risk problems.
• Manage projects under time constraints and coordinate with other teams for deployment.
• Assist with model go-lives via production data validation and analysis.
• Support client meetings to investigate problems and assist with model construction and pre-sales.
• Participate in post-implementation support as needed.

Skills

Statistical modeling

Data mining

Leadership

Python

SQL

R

C++

Java

Education

Bachelor's degree in Computer Science or related field

Tools

SAS

R Studio

Job description

FICO (NYSE: FICO) is a leading global analytics software company, helping businesses in 100+ countries make better decisions. Join our world-class team today and fulfil your career potential!

The Opportunity

The need for analytics is everywhere! Want to build something meaningful and have fun while doing it? We do too and have been using cutting edge technology to help build industry leading solutions for businesses and consumers in the credit risk space. If you are a problem solver and like the idea of solving tough problems with data and analytics in real world situations, you will thrive here at FICO! You will have the opportunity to work side by side with some of the brightest analytical and engineering minds in the industry who share a passion for innovation.

This is a hybrid role. Candidates must be able to work onsite from our Novato, CA office at least 3.5 days per week, with the remaining time eligible to be worked remotely.

What You’ll Contribute

• Work with large amounts of real-world data and ensure data quality throughout all stages of acquisition and processing, including data collection, normalization and transformation.
• Research and select appropriate statistical methods and computational algorithms.
• Oversee project teams building high-end analytic models and tools for relevant problems using statistical modeling techniques.
• Managethese projects under time constraints, working with other teams within FICO to provide high quality support to enable integration and deployment of analytics software and solutions.
• Assist with model go-lives by performing production data validations and analysis of models in production.
• Assist with client meetings to investigate and resolve problems.
• Apply data mining methodology in thorough analyses of model behavior and provide support for customer meetings, model construction and pre-sales.
• May also participate in post-implementation support.

What We’re Seeking

• Bachelor's Degree in Computer Science, Cognitive Science, Engineering, Physics, Statistics, Mathematics, Operations Research or other Natural Science fields.
• Experience working with U.S. Credit Bureau data (Highly Preferred).
• Experience with analytic techniques such as neural networks, logistic regression, non-linear regression, random forests, decision trees, support vector machines, linear/non-linear optimization (Highly Preferred).
• Hands-on experience, at a senior level, building predictive models and mining data, with a preference for prior experience working with financial/banking/consumer lending data.
• Experience building B2C or B2B analytic solutions.
• Experience analyzing large datasets and applying data-cleaning techniques and statistical analysis.
• Demonstrated experience working with at least two of the following: R, SQL, SAS, Java, Python, C++, or C.
• Proven experience leading project teams and mentoring other junior team members.

Our Offer to You

An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers and Earn the Respect of Others. The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences.

Highly competitive compensation, benefits, and rewards programs that encourage you to bring your best every day and be recognized for doing so.

An engaging, people-first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie.

The targeted base pay range for this role is: $140,000 to $220,000 with this range reflecting differences in candidate knowledge, skills and experience.

Why Make a Move to FICO?

At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today – Big Data analytics. You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, optimization, and much more. FICO makes a real difference in the way businesses operate worldwide:

• Credit Scoring — FICO® Scores are used by 90 of the top 100 US lenders.
• Fraud Detection and Security — 4 billion payment cards globally are protected by FICO fraud systems.
• Lending — 3/4 of US mortgages are approved using the FICO Score.

Global trends toward digital transformation have created tremendous demand for FICO’s solutions, placing us among the world’s top 100 software companies by revenue. We help many of the world’s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success. Our success is dependent on really talented people – just like you – who thrive on the collaboration and innovation that’s nurtured by a diverse and inclusive environment. We’ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career. Join FICO and help change the way business thinks! Learn more about how you can fulfil your potential at www.fico.com/Careers

FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we’re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don’t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate’s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply. Information submitted with your application is subject to the FICO Privacy policy at https://www.fico.com/en/privacy-policy FICO powers decisions that help people and businesses around the world prosper.

Founded in 1956, FICO has been the trusted backbone of financial decisioning for more than seven decades. We empower businesses worldwide with applied intelligence and advanced analytics to transform complex data into fair, explainable, and actionable decisions — enabling smarter outcomes, stronger customer relationships, and sustainable growth. FICO clients include more than half of the top 100 banks in the world, more than 600 personal and commercial line insurers in North America and Europe, 400+ retailers and general merchandisers, all of the 100 largest U.S. credit card issuers, and more. FICO is a global leader in analytics software, empowering businesses to make smarter, faster decisions through cutting-edge data science, machine learning, and AI. Creators of the iconic FICO® Score — the standard in credit decisioning — and recognized in both the Forrester Wave™ and Gartner® Magic Quadrant™ for its decision intelligence. FICO delivers a powerful platform built on Applied Intelligence, combining advanced analytics with explainable AI to drive transparency, reduce risk, and enable hyper-personalized customer experiences at scale. Trusted by organizations across financial services, insurance, payments, and beyond, FICO turns data into decisions that matter.