Analytic Scientist II

FICO; San Rafael (CA); Hybrid; USD 120,000 - 160,000; Full time

Job summary

FICO is seeking a data analytics professional to design and develop data-driven analyses and predictive models in a hybrid work environment. You will work closely with analytics and engineering teams to solve real-world credit risk problems using large datasets and modern tools.

The role requires a strong background in programming, statistics, and data wrangling, with exposure to cloud platforms and distributed computing.

Qualifications

• Bachelor’s degree in a quantitative field and strong programming skills.
• Experience with U.S. Credit Bureau data is highly preferred.
• Hands-on experience building predictive models and data mining.
• Proficiency in R, Python, SQL and Java/C++ is desirable.

Responsibilities

• Designs and develops data-driven exploratory analyses and predictive models to solve business problems.
• Assist with technical product support and ad-hoc client investigations.
• Oversee project timelines and guide junior analysts.
• Present analyses and findings to clients when required.

Skills

Python

SQL

R

SAS

Machine Learning

Big Data

Spark

Hadoop

AWS

Education

Bachelor's degree in Computer Science or related field

Tools

Jupyter

Git

Job description

FICO (NYSE: FICO) is a leading global analytics software company, helping businesses in 100+ countries make better decisions. Join our world-class team today and fulfil your career potential!

The Opportunity

The need for analytics is everywhere! Want to build something meaningful and have fun while doing it? We do too and have been using cutting edge technology to help build industry leading solutions for businesses and consumers in the credit risk space. If you are a problem solver and like the idea of solving tough problems with data and analytics in real world situations, you will thrive here at FICO! You will have the opportunity to work side by side with some of the brightest analytical and engineering minds in the industry who share a passion for innovation. *This is a hybrid role. Candidates must be able to work onsite from our Novato, CA office at least 3.5 days per week, with the remaining time eligible to be worked remotely.

What You’ll Contribute

Designs and develops state-of-the-art, data-driven exploratory analysis as well as predictive and decision models to solve business problems. This includes the analysis of large amounts of historical data, determining suitability for modeling, data clean‑up, pattern identification and variable creation, selection of sampling criteria and performance definition, and variable selection. Assists with technical product support for new or existing products/services; this includes, but is not limited to, production of sales collateral or ad‑hoc investigations initiated by internal or external clients. Oversight of project timelines and guidance of other junior analysts. May deliver formal presentations of work to clients.

What We’re Seeking

Bachelor’s Degree in Computer Science, Cognitive Science, Engineering, Physics, Statistics, Mathematics, Operations Research or other Natural Science Field. Experience working with U.S. Credit Bureau data (Highly Preferred). Hands‑on experience building predictive models and mining data, with a preference for prior experience working with financial/banking/consumer lending data. Demonstrated proficiency in one or more of the following: R, Python, SAS, SQL, and Java/C++. Experience analyzing large datasets and applying data‑cleaning techniques and statistical analysis. Knowledge and exposure to some of the following areas: clustering, classification and regression trees, random forest and gradient boosting algorithms, time series analysis, Bayesian networks, PCA, independent component analysis, linear and logistic regressions, inference, estimation, experimental design, neural networks, SVM. Experience with tools for machine learning and unstructured data analysis (e.g., H2O, Splunk, TensorFlow, etc.) and familiarity with basic software design principles and coding standards and best practices. Experience with distributed computing environments (e.g., Spark, Hadoop) and cloud‑based environments and services (e.g., AWS) would be a plus.

Our Offer to You

An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers and Earn the Respect of Others. The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences. Highly competitive compensation, benefits and rewards programs that encourage you to bring your best every day and be recognized for doing so. An engaging, people‑first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie.

Why Make a Move to FICO?

At FICO, you can develop your career with a leading organization in one of the fastest‑growing fields in technology today – Big Data analytics. You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, optimization, and much more. FICO makes a real difference in the way businesses operate worldwide:

• Credit Scoring — FICO® Scores are used by 90 of the top 100 US lenders.
• Fraud Detection and Security — 4 billion payment cards globally are protected by FICO fraud systems.
• Lending — 3/4 of US mortgages are approved using the FICO Score.

Global trends toward digital transformation have created tremendous demand for FICO’s solutions, placing us among the world’s top 100 software companies by revenue. We help many of the world’s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success. Our success is dependent on really talented people – just like you – who thrive on the collaboration and innovation that’s nurtured by a diverse and inclusive environment. We’ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career. Join FICO and help change the way business thinks! Learn more about how you can fulfil your potential at www.fico.com/Careers

FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we’re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don’t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate’s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply. Information submitted with your application is subject to the FICO Privacy policy at https://www.fico.com/en/privacy-policy

FICO powers decisions that help people and businesses around the world prosper. Founded in 1956, FICO has been the trusted backbone of financial decisioning for more than seven decades. We empower businesses worldwide with applied intelligence and advanced analytics to transform complex data into fair, explainable, and actionable decisions — enabling smarter outcomes, stronger customer relationships, and sustainable growth. FICO clients include more than half of the top 100 banks in the world, more than 600 personal and commercial line insurers in North America and Europe, 400+ retailers and general merchandisers, all of the 100 largest U.S. credit card issuers, and more. FICO is a global leader in analytics software, empowering businesses to make smarter, faster decisions through cutting‑edge data science, machine learning, and AI. Creators of the iconic FICO® Score — the standard in credit decisioning — and recognized in both the Forrester Wave™ and Gartner® Magic Quadrant™ for its decision intelligence. FICO delivers a powerful platform built on Applied Intelligence, combining advanced analytics with explainable AI to drive transparency, reduce risk, and enable hyper‑personalized customer experiences at scale. Trusted by organizations across financial services, insurance, payments, and beyond, FICO turns data into decisions that matter.