Senior Analyst, Credit & Risk

World Kinect Corporation; United States; Remote; USD 90,000 - 120,000; Full time

Job summary

World Fuel is seeking a Senior Analyst, Credit & Risk to support underwriting, risk management, and working-capital protection across North American Land wholesale portfolios. This role evaluates the creditworthiness of counterparties and analyzes financial risk to enable informed commercial decisions.

Reports to the Director of NA Land Credit & Risk and collaborates with Commercial, Legal, and Finance teams while coordinating with PDI and Oracle ERP platforms.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 3+ years of credit, risk, or accounting experience.
• Experience in commodities, energy, or trading environments preferred.
• Strong Excel and data-analysis skills.

Responsibilities

• Review and manage inbound credit requests to ensure timely decisions.
• Analyze customer financial statements to recommend credit limits.
• Evaluate MTM exposure and forward trading activity with customers.
• Determine credit support requirements to mitigate risk.
• Collaborate with Commercial and Legal teams on credit matters.
• Support establishment and enforcement of credit policies and loss-control procedures.
• Standardize credit reporting and customer credit profiles across platforms.
• Assist in improving transparency and reducing bad-debt reserves.
• Oversee outsourced credit team for consistency and accuracy.
• Conduct ad hoc analyses and special projects as needed.

Skills

Credit risk analysis

Financial statement analysis

Advanced Excel

Power BI

ERP systems

Team collaboration

Education

Bachelor's degree in Finance/Accounting

3+ years credit/risk experience

Tools

Excel

Power BI

PDI

Oracle ERP

Job description

At World Fuel, our employees are the key to our global success. We are industry leaders due to the innumerable talents of our approximately 5000 strong professional team. Our people thrive in an entrepreneurial and culturally-diverse environment, where innovative thinking, collaboration and efficient execution are highly valued. Our high-performance culture is what allows us to drive sustained growth. Stronger together, we promote an environment where individuals can thrive.

Senior Analyst, Credit & Risk

About the Role

World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working‑capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision‑making.

In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.

What You’ll Do

• Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions

• Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk

• Evaluate mark‑to‑market (MTM) exposure and forward trading activity with customers and suppliers

• Determine appropriate credit support and security requirements to mitigate risk

• Partner closely with Commercial and Legal teams to address credit‑related matters for new and existing customers

• Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‑control procedures

• Gather, review, and analyze customer information to support credit recommendations

• Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms

• Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‑debt reserves and write‑offs

• Support system and process alignment between PDI and Oracle ERP environments following system migrations

• Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy

• Perform ad hoc analysis and special projects as needed

What You Bring

• Strong experience analyzing financial statements and underwriting credit risk

• Working knowledge of forward trading concepts and mark‑to‑market exposure

• Advanced Excel skills with strong attention to detail

• Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus

• Experience with PDI and/or Oracle ERP systems preferred

• Strong analytical, organizational, and time‑management skills

• Ability to collaborate effectively across cross‑functional teams

• Customer‑focused mindset with balanced risk judgment

• Sound business judgment and the ability to make data‑driven credit decisions

• Continuous‑improvement mindset with a willingness to challenge the status quo

Education & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required

• 3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments

#WFS

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#LI-REMOTE

World Fuel is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law.

World Fuel Services, Inc.