Senior Analyst, Credit & Risk

World Fuel Services; Miami (FL); Remote; USD 90,000 - 120,000; Full time

Job summary

World Fuel Services in Miami is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working-capital protection across North American Land wholesale portfolios. This role evaluates counterparty creditworthiness, analyzes risk, and enables informed commercial decisions.

Reports to the Director of NA Land Credit & Risk. The position collaborates with Commercial, Legal, and Finance, and oversees an outsourced credit team, with system alignment between PDI and

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• 3+ years of experience in credit, risk, or accounting.
• Experience in commodities, energy, or trading environments preferred.
• Strong financial statement analysis and underwriting skills.
• Advanced Excel and MS Office proficiency; Power BI a plus.

Responsibilities

• Review inbound credit requests and ensure timely decisions.
• Analyze customer financial statements to set credit limits.
• Evaluate MTM exposure and forward trading activity.
• Determine credit support and security requirements.
• Coordinate with Commercial and Legal on credit matters.
• Standardize credit reporting and data analysis across platforms.
• Oversee outsourced credit team daily activities.
• Perform ad hoc analyses and special projects.

Skills

Financial statement analysis

Credit risk underwriting

Excel proficiency

Power BI

PDI/Oracle ERP familiarity

Analytical skills

Cross-functional collaboration

Time management

Business judgement

Continuous improvement mindset

Education

Bachelor’s degree in Finance, Accounting, or Business Administration

Tools

Excel

Power BI

PDI

Oracle ERP

Job description

Senior Analyst, Credit & RiskBy continuing to navigate around our website you agree to the storing of first-and third-party cookies on your computer. You can also visit our Privacy Center to learn more. Cookies help enhance website navigation, analyze website usage, and/or assist in our marketing efforts. Please note that blocking some types of cookies may impact your experience of the website.### Senior Analyst, Credit & RiskApply: MIAMI, FL (Remote): Full time: Posted 4 Days Ago: R22819### **At World Fuel, our employees are the key to our global success. We are industry leaders due to the innumerable talents of our approximately 5000 strong professional team. Our people thrive in an entrepreneurial and culturally-diverse environment, where innovative thinking, collaboration and efficient execution are highly valued. Our high-performance culture is what allows us to drive sustained growth. Stronger together, we promote an environment where individuals can thrive.**### ## **Senior Analyst, Credit & Risk**### **About the Role**World Fuel is seeking a **Senior Analyst, Credit & Risk** to support credit underwriting, risk management, and working‐capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision‐making.In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.### **What You’ll Do*** Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions* Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk* Evaluate mark‐to‐market (MTM) exposure and forward trading activity with customers and suppliers* Determine appropriate credit support and security requirements to mitigate risk* Partner closely with Commercial and Legal teams to address credit‐related matters for new and existing customers* Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‐control procedures* Gather, review, and analyze customer information to support credit recommendations* Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms* Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‐debt reserves and write‐offs* Support system and process alignment between PDI and Oracle ERP environments following system migrations* Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy* Perform ad hoc analysis and special projects as needed### **What You Bring*** Strong experience analyzing financial statements and underwriting credit risk* Working knowledge of forward trading concepts and mark‐to‐market exposure* Advanced Excel skills with strong attention to detail* Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus* Experience with PDI and/or Oracle ERP systems preferred* Strong analytical, organizational, and time‐management skills* Ability to collaborate effectively across cross‐functional teams* Customer‐focused mindset with balanced risk judgment* Sound business judgment and the ability to make data‐driven credit decisions* Continuous‐improvement mindset with a willingness to challenge the status quo### **Education & Experience*** Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required* 3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments#WFS#LI-TB3#LI-REMOTEWorld Fuel is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law.