Senior AML Risk Architect – Global Payments Network

Capital One; Wilmington (DE); Hybrid; USD 162,000 - 184,000; Full time

Benefits offered by this job

Performance-based incentives

Health benefits

Job summary

Capital One seeks a Senior Risk Manager for AML across Global Payment Network, a hybrid role based in Wilmington, DE. You will lead second-line risk work, advise partners, and drive AML program enhancements with executives and cross-functional teams.

You will document controls, address regulatory requirements, and mentor teams to strengthen the risk framework while collaborating with legal, accounting, and government relations.

Qualifications

• Bachelor’s degree or military experience.
• 5+ years of AML compliance or financial services risk management experience.
• At least 1 year of working experience with USA PATRIOT Act and Bank Secrecy Act (BSA) regulations.

Responsibilities

• Serve as an AML subject matter expert, providing actionable compliance advice to business partners and internal management on products, services, processes, and regulatory applicability.
• Advise business lines on the implementation, operation, and enhancement of the global AML Risk Management Program and internal processes.
• Direct the documentation, implementation, and dissemination of AML policies, procedures, and controls.
• Consult with cross-functional experts to address complex legal, technical, and regulatory issues.
• Design and implement initiatives to improve AML soundness, communication, and enforcement across units.
• Facilitate enterprise risk management processes and ensure compliance with corporate control standards.
• Identify compliance gaps, conduct follow-up reviews, and drive remediation of control and data risks.
• Support Change Management by assessing and mitigating risk and data impacts of new initiatives.
• Serve as liaison across lines of business, compliance, and executive management to report on compliance and data risk.

Skills

AML compliance

Financial services risk management

PATRIOT Act/BSA experience

Regulatory awareness

Education

Bachelor’s degree or military experience

Job description

Capital One seeks a Senior Risk Manager for AML across Global Payment Network, a hybrid role based in Wilmington, DE. You will lead second-line risk work, advise partners, and drive AML program enhancements with executives and cross-functional teams.

You will document controls, address regulatory requirements, and mentor teams to strengthen the risk framework while collaborating with legal, accounting, and government relations.