Hybrid Senior AML & Global Payments Risk Manager

Capital One; McLean (VA); Hybrid; USD 178,000 - 203,000; Full time

Job summary

Capital One is seeking a Senior Risk Manager for the AML Global Payment Network (GPN) to lead second-line risk oversight and ensure AML strategies comply with applicable laws. You will partner with executives to design, implement, and continuously improve controls across the business.

The role requires deep AML/CFT knowledge, strong collaboration across legal, accounting, and government relations, and the ability to drive governance and risk remediation in a hybrid work environment.

Qualifications

• Bachelor’s degree or military experience.
• At least 5 years of Anti-Money Laundering (AML) Compliance or Financial Services Risk Management experience.
• At least 1 year of working experience with USA PATRIOT Act and Bank Secrecy Act (BSA) regulations.
• 6+ years of AML compliance or financial crimes investigations (preferred).
• 3+ years of experience in Payment Networks (preferred).
• Experience navigating international AML/CFT regulatory frameworks (preferred).
• Certifications such as CAMS or CRCM (preferred).

Responsibilities

• Serve as an AML subject matter expert, providing actionable compliance advice to business partners and internal management on products, services, processes, and regulatory applicability.
• Advise business lines on the implementation, operation, and enhancement of the global AML Risk Management Program and associated internal processes.
• Direct the documentation, implementation, and dissemination of AML compliance policies, procedures, and controls.
• Consult with cross-functional experts to address complex legal, technical, and regulatory issues.
• Design and implement initiatives that continuously improve AML soundness, communication, and enforcement across business units and lines of defense.
• Facilitate enterprise risk management processes, ensuring local risk management and data management activities comply with corporate control standards.
• Identify compliance gaps, conduct follow-up reviews, and drive remediation plans for ineffective controls and data risk issues.
• Support organizational Change Management by ensuring risk and data management impacts of new initiatives are accurately assessed, documented, and mitigated.
• Serve as a key interdepartmental liaison across lines of business, compliance teams, and executive management to report on compliance operations, data risk initiatives, and emerging risks.

Skills

AML risk management

Regulatory knowledge

Cross-functional collaboration

Policy development

Education

Bachelor’s degree or military experience

Job description

Capital One is seeking a Senior Risk Manager for the AML Global Payment Network (GPN) to lead second-line risk oversight and ensure AML strategies comply with applicable laws. You will partner with executives to design, implement, and continuously improve controls across the business.

The role requires deep AML/CFT knowledge, strong collaboration across legal, accounting, and government relations, and the ability to drive governance and risk remediation in a hybrid work environment.