Senior AML/KYC CBR Analyst – EDD & Investigations

Tata Consultancy Services Limited; Buffalo (NY); Presencial; USD 55.000 - 71.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Discretionary Annual Incentive

Medical Coverage: Medical & Health,  D

Dental & Vision

Disability Planning & Insurance

Pet Insurance Plans

Family Support: Maternal & Parental Le

Auto & Home Insurance

Identity Theft Protection

Commuter Benefits

Certification & Training Reimbursement

Vacation, Time Off, Sick Leave & Holid

Legal & Financial Assistance

401K Plan

Performance Bonus

College Fund

Student Loan Refinancing

Descripción de la vacante

Tata Consultancy Services Limited (TCS) seeks an experienced CBR Analyst to review medium- to high-risk client profiles, perform EDD, and manage sanctions and KYC processes. You will analyze complex client data and document findings with strong narrative quality.

Role emphasizes independent decision-making, detailed risk assessment, and effective communication with senior management, while ensuring regulatory compliance. Buffalo-based, on-site position with comprehensive benefits.

Formación

• Minimum 5 years of AML/BSA investigative experience.
• Hands-on experience with EDD.
• Hands-on experience with Transaction Monitoring.
• Hands-on experience with KYC/CDD Reviews.
• Hands-on experience with OFAC and Sanctions Screening.
• Hands-on experience with Adverse Media and Reputational Risk Reviews.
• Strong narrative-writing and case documentation skills.
• Demonstrated ability to work independently and make risk-based decisions.
• Excellent analytical, communication, problem-solving, and presentation skills.
• Strong attention to detail with the ability to manage multiple priorities.
• Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.

Responsabilidades

• Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
• Analyze and elevate complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.
• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
• Maintain thorough documentation of investigative findings and risk assessments.
• Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
• Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
• Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.
• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support operational oversight and decision-making.
• Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
• Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.

Conocimientos

AML/BSA investigations

EDD

Transaction Monitoring

KYC/CDD Reviews

OFAC and Sanctions Screening

Adverse Media

Reputational Risk Reviews

Narrative writing

Independent decision making

Analytical skills

Attention to detail

Communication skills

Problem-solving

Presentation skills

Educación

Diploma

Descripción del empleo

Tata Consultancy Services Limited (TCS) seeks an experienced CBR Analyst to review medium- to high-risk client profiles, perform EDD, and manage sanctions and KYC processes. You will analyze complex client data and document findings with strong narrative quality.

Role emphasizes independent decision-making, detailed risk assessment, and effective communication with senior management, while ensuring regulatory compliance. Buffalo-based, on-site position with comprehensive benefits.