Senior AML/KYC Analyst - CBR & EDD Investigator

Tata Consultancy Services Limited; Columbia (SC); On-site; USD 55,000 - 71,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage

Family Support: Parental Leaves

Insurance Options: Auto & Home

Certification & Training Reimbursement

Time Off: Vacation, Holidays

401K Plan

Performance Bonus

Job summary

Tata Consultancy Services Limited in Columbia, SC is seeking an experienced CBR Analyst with AML/KYC, EDD, and sanctions screening expertise to independently review complex client profiles and financial transactions.

You will perform risk assessments, write detailed narratives, support regulatory compliance, and collaborate with compliance, technology, and client stakeholders to drive governance and improvements.

Qualifications

• Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.
• Hands-on experience with: Enhanced Due Diligence (EDD), Transaction Monitoring, KYC/CDD Reviews, OFAC and Sanctions Screening, Adverse Media and Reputational Risk Reviews.
• Strong narrative-writing and case documentation skills.
• Demonstrated ability to work independently and make risk-based decisions.
• Excellent analytical, communication, problem-solving, and presentation skills.
• Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.

Responsibilities

• Conduct reviews of medium-risk and high-risk client profiles for CBR.
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform EDD investigations and document findings in detailed, high-quality review narratives.
• Analyze and escalate complex KYC concerns to senior management to support timely customer due diligence.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review sanctions, watchlists, and PEP alerts, escalating concerns when necessary.
• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify money laundering or sanctions risks.
• Maintain thorough documentation of investigative findings and risk assessments.
• Perform quality control reviews of analyst work products to ensure accuracy and regulatory compliance.
• Review EDD narratives and provide feedback on quality and risk rationale.
• Ensure adherence to productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend solutions.
• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support oversight.
• Collaborate with internal teams to drive continuous improvement.
• Take ownership of assigned issues and drive them to resolution.

Skills

Know Your Customer

Education

Diploma

Job description

Tata Consultancy Services Limited in Columbia, SC is seeking an experienced CBR Analyst with AML/KYC, EDD, and sanctions screening expertise to independently review complex client profiles and financial transactions.

You will perform risk assessments, write detailed narratives, support regulatory compliance, and collaborate with compliance, technology, and client stakeholders to drive governance and improvements.