AML/KYC CBR Analyst — Risk & Investigations

Tata Consultancy Services Limited; Palm Bay (FL); On-site; USD 55,000 - 71,000; Full time

Benefits offered by this job

Discretionary Incentive

Medical Coverage

Family Leave

Insurance Options

Training Reimbursement

Vacation & Holidays

Financial Benefits

Job summary

Tata Consultancy Services Limited is seeking an experienced CBR Analyst to lead AML/KYC operations, risk reviews, and transaction monitoring. You will review medium-to-high risk client profiles, conduct EDD investigations, and document findings with detailed narratives.

The role emphasizes strong analytical and investigative skills, narrative-writing capability, and the ability to escalate complex KYC concerns to senior management.

Qualifications

• Minimum 5 years of AML/BSA investigative experience within Banking and Financial Services.

Responsibilities

• Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
• Analyze and elevate complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.
• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
• Maintain thorough documentation of investigative findings and risk assessments.
• Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
• Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
• Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.
• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support operational oversight and decision-making.
• Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
• Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.

Skills

EDD

Transaction Monitoring

KYC/CDD

OFAC Screening

Adverse Media

Job description

Tata Consultancy Services Limited is seeking an experienced CBR Analyst to lead AML/KYC operations, risk reviews, and transaction monitoring. You will review medium-to-high risk client profiles, conduct EDD investigations, and document findings with detailed narratives.

The role emphasizes strong analytical and investigative skills, narrative-writing capability, and the ability to escalate complex KYC concerns to senior management.