Senior AML/CFT Risk & Coverage Lead (Remote)

First Citizens; Raleigh (NC); Remote; USD 104,000 - 156,000; Full time

Benefits offered by this job

Benefits package

Job summary

First Citizens Bank is seeking a Senior AML/CFT Compliance Officer to lead enterprise-wide financial crimes risk coverage assessments in a remote, nationwide capacity. You will partner across First and Second Lines of Defense to evaluate effectiveness of monitoring, controls, and risk mitigation, while guiding governance forums with senior leadership.

The role requires deep AML/CFT knowledge, strong leadership, and the ability to coordinate across Compliance, FIU, Data Analytics, and Model teams

Qualifications

• Bachelor's degree and 6+ years in AML/CFT compliance, investigations, or related field.
• CAMS certification strongly preferred.
• Deep understanding of BSA/AML regulations, OFAC, KYC, and regulatory requirements.

Responsibilities

• Lead risk-based assessments of financial crimes controls and monitoring across products, services, customers, and channels.
• Assess preventive, detective, and monitoring controls across the First and Second Lines of Defense for adequate coverage.
• Identify evolving threats and recommend enhancements to monitoring frameworks, models, and detection capabilities.
• Collaborate with business units to understand products and customer activities and evaluate coverage effectiveness.
• Support regulatory examinations, internal audits, and independent testing with documentation and remediation.

Skills

Leadership

AML/CFT regulatory knowledge

Investigative techniques and Enhanced

Data analysis and interpretation

Quality assurance methodologies

Risk assessment and mitigation

Financial crime risk awareness

Reporting and documentation

Compliance program management

Training and development

Stakeholder management and comms

Education

Bachelor's Degree

CAMS certification

High School Diploma or GED/Equivalent

Tools

AML software

Data analytics tools

Case management systems

Job description

First Citizens Bank is seeking a Senior AML/CFT Compliance Officer to lead enterprise-wide financial crimes risk coverage assessments in a remote, nationwide capacity. You will partner across First and Second Lines of Defense to evaluate effectiveness of monitoring, controls, and risk mitigation, while guiding governance forums with senior leadership.

The role requires deep AML/CFT knowledge, strong leadership, and the ability to coordinate across Compliance, FIU, Data Analytics, and Model teams