Remote Senior AML/CFT Compliance Lead - Risk Coverage

First Citizens Bank; Raleigh (NC); Remote; USD 104,000 - 156,000; Full time

Benefits offered by this job

Health benefits

Job summary

First Citizens Bank is seeking a Senior AML/CFT Compliance Officer to lead enterprise-wide financial crimes risk assessments, evaluating controls across products, channels, and customers. You will partner with the First and Second Lines of Defense to strengthen risk coverage and detect financial crime threats in a remote, nationwide role.

You will identify gaps, propose monitoring enhancements, and present findings to senior management and governance committees.

Qualifications

• Bachelor's degree and 6+ years in AML/CFT compliance, investigations, or related field.
• CAMs certification strongly preferred.
• Deep understanding of BSA/AML regulations, OFAC, KYC.
• Experience with AML/CFT software, data analytics tools, and case management systems.

Responsibilities

• Lead risk-based assessments to evaluate financial crimes controls and risk mitigation across products, services, customers, and channels.
• Assess preventive, detective, and monitoring controls across the First and Second Lines of Defense.
• Identify evolving threats and recommend enhancements to monitoring frameworks and detection capabilities.
• Partner with business units to understand processes and assess coverage effectiveness.
• Collaborate with FIU, Data Analytics, and Model teams to validate monitoring scenarios.
• Identify gaps, residual risks, and opportunities to strengthen the control environment.
• Monitor regulatory developments and industry trends for impact on risk coverage.
• Provide risk guidance in governance forums for new products and services.
• Lead or participate in Monitoring Oversight Group meetings with senior leadership.
• Facilitate cross-functional collaboration to improve monitoring effectiveness and innovation.
• Support regulatory examinations, internal audits, and remediation activities.
• Prepare and present assessment results and recommendations to senior management.

Skills

Leadership

AML/CFT regulatory knowledge

Investigative techniques & EDD

Data analysis & interpretation

Quality assurance methodologies

Risk assessment & mitigation

Financial crime risk awareness

Reporting & documentation

Compliance program management

Training & development

Stakeholder management & communication

BSA/AML compliance expertise

Monitoring coverage assessment

Risk & control evaluation

Transaction monitoring systems

Regulatory compliance

Gap analysis & remediation

Executive communication

Strategic thinking

Cross-functional leadership

Education

Bachelor's Degree

High School Diploma or GED

Tools

AML data analytics tools

AML software & case management

Job description

First Citizens Bank is seeking a Senior AML/CFT Compliance Officer to lead enterprise-wide financial crimes risk assessments, evaluating controls across products, channels, and customers. You will partner with the First and Second Lines of Defense to strengthen risk coverage and detect financial crime threats in a remote, nationwide role.

You will identify gaps, propose monitoring enhancements, and present findings to senior management and governance committees.