Senior AML Analyst - Malta

Payments Recruitment; Town of Malta (NY); On-site; USD 52,271 - 63,886; Full time

Job summary

A leading fintech firm is seeking a Senior AML Analyst located in the Town of Malta. This role involves overseeing regulatory compliance, managing AML/CFT matters, and ensuring adherence to laws and regulations. Successful candidates will have a minimum of 3 years' experience in AML/CFT compliance within the fintech or banking sector, and excellent communication and organizational skills. The firm offers a competitive salary of circa €50k plus benefits, with a focus on working in a fast-paced environment.

Qualifications

• Minimum 3 years’ experience in AML/CFT in the Fintech or Banking industry.
• Knowledge of regulatory compliance frameworks.
• Ability to work effectively under pressure.

Responsibilities

• Manage data collection for business risk assessments.
• Submit Risk Evaluation Questionnaires and Compliance Reports.
• Conduct AML/CFT training for staff members.
• Monitor Compliance with AML systems and controls.
• Investigate suspicious reports and communicate with authorities.

Skills

AML/CFT compliance

Regulatory reporting

Data analysis

Communication

Training delivery

Job description

Senior AML Analyst

• Malta, Naxxar, office-based
• circa €50k + benefits (neg)

Our client is an award-winning European payments and banking fintech, with a fast growing team & office in Malta, and customers all across the EU.

About the Role:

Reporting to both the MLRO and the Compliance Officer, the Senior AML Analyst will be a key member of the Compliance/MLRO team. This team is responsible for overseeing regulatory compliance and managing AML/CFT matters within the company. Our role includes ensuring adherence to regulations, supporting regulatory and annual statutory audits, and carrying out AML/CFT-related tasks. Our work is crucial to the company’s long-term sustainability and growth.

Main Responsibilities:

• Manage the review and collection of data required for the business risk assessment and bring forward any recommendations to the risk matrix.
• Completion and submission of the annual Risk Evaluation Questionnaire, the Annual Compliance Report, review and monitor AML/CFT policies and procedures.
• Assist in the delivery of AML/CFT awareness training to staff members & keep abreast with upcoming AML/CFT & Regulatory Compliance legislation.
• Maintain and update the Compliance Monitoring Programme and raise any breaches to MLRO.
• Monitoring that the Company’s employees are adequately trained to become aware of the legal provisions concerning the prevention of money laundering and funding of terrorism.
• Monitor the effectiveness of AML systems and controls including snap checks on account level particularly IBAN accounts.
• Carry out snap checks and periodic checks on transaction monitoring alerts and analyse all alerts flagged to MLRO team.
• Act as a designated employee and receive internal suspicious reports and investigate.
• As a designated employee, decide whether these internal suspicious reports should be reported externally to the relevant competent authorities and if appropriate, make such external reports.
• Assist in the preparation of regular MLRO reports to the board and other necessary reporting.
• Ensuring that any MLRO and designated employee regulatory action points are efficiently brought to the Board’s attention and that timely progress is made to address and resolve them.
• Attends and act as a point of contact with inspections carried out by MFSA and FIAU & assist during internal and external regulatory audits.
• Follow-up on remediation and liaise internally so that all action points are completed by the action owners.
• Performs such other duties, compatible with the role and as may be assigned by the MLRO or the Senior Management from time to time.

About you:

• Minimum 3 years’ experience in AML/CFT (Fintech Industry/Payments/Banking) compliance-related laws and regulations.
• Knowledge of regulatory compliance framework for e-money institutions would be very useful, as is a willingness to learn and an aptitude for acquiring new competencies.
• Ability to work in a fast‑paced environment as a key individual and point of reference for AML/CFT matters.
• Excellent communication skills, comfortable presenting at all levels internally in the organization on an individual or group basis, to customers and external stakeholders as required.
• Highly organized and able to work effectively under pressure being able to manage priorities, a team player with a proactive approach to work.