Senior AI/ML Scientist, Payments & Risk Analytics

JPMorgan Chase & Co.; New York; Hybrid; USD 170,000 - 210,000; Full time

Job summary

JPMorgan Chase & Co. in New York seeks a Sr.

Associate Applied AI/ML Scientist within our Payment Solutions team to advance AI/ML across payment workflows, fraud mitigation, and customer experience. You will research, develop, and deploy scalable models and data pipelines, collaborating with product, technology, and risk teams to turn complex business questions into measurable, data-driven outcomes that drive growth and efficiency.

Qualifications

• Master’s degree in a quantitative discipline with at least 3 years of industry experience.
• Experience with Shell scripting, Jupyter notebook/Lab, SQL, PySpark, and AWS Cloud Services is required.
• 2+ years of hands-on experience with large-scale data processing on AWS EMR, building robust batched feature stores and SageMaker pipelines for production ML.
• Proficient in Python with ML and DL frameworks (TensorFlow, PyTorch) and libraries (NumPy, Scikit-Learn, Pandas).
• 1+ years of NLP/LLM experience, and 3+ years in other ML techniques including classification and regression.
• Strong expertise in neural networks and Transformers, including fine-tuning strategies.
• Experience building data-driven systems using SQL and distributed processing (Spark/PySpark).
• Solid understanding of ML/AI, LLMs, Generative AI and modern best practices.

Responsibilities

• Actively collaborate with Product, Technology, and other cross-functional teams to formulate data-driven solutions in the payments domain.
• Design, develop, and deploy ML/AI solutions that meet business goals while considering model complexity, scalability, and latency.
• Partner with Risk and Compliance to ensure model documentation, performance tracking, and regulatory alignment.
• Translate model outcomes into business impact metrics and communicate insights to senior management.

Skills

Python

Machine Learning

Deep Learning

NLP

AWS

SageMaker

SQL

PySpark

Education

Master’s degree in a quantitative field

Tools

TensorFlow

PyTorch

Jupyter

Spark

Job description

JPMorgan Chase & Co. in New York seeks a Sr.

Associate Applied AI/ML Scientist within our Payment Solutions team to advance AI/ML across payment workflows, fraud mitigation, and customer experience. You will research, develop, and deploy scalable models and data pipelines, collaborating with product, technology, and risk teams to turn complex business questions into measurable, data-driven outcomes that drive growth and efficiency.