Senior Ag Banker

First PREMIER Bank/PREMIER Bankcard; Sioux Falls (SD); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Full medical benefits

401(k) – dollar-for-dollar match

Paid Time Off

Wellness Program

Dental and vision coverage

Volunteer hours

Job summary

First PREMIER Bank/PREMIER Bankcard in Sioux Falls, SD seeks a senior leader to manage and expand our agricultural loan and deposit portfolio, driving growth and delivering tailored solutions to high-value agribusiness clients.

This role leads strategic planning, ensures regulatory compliance, and builds lasting client relationships while identifying new business opportunities to meet ambitious annual targets.

Qualifications

• Bachelor’s degree in agriculture, agribusiness, finance, or economics.
• At least 1 year of agricultural lending or commercial banking experience.
• Experience with farming or agribusiness clients preferred.
• Strong interpersonal and negotiation skills.

Responsibilities

• Oversee and grow the agricultural loan and deposit portfolio with high-value clients.
• Develop strategic plans to attract new clients and achieve annual growth targets.
• Lead market analysis and ensure compliance with lending regulations.
• Build and maintain relationships; provide tailored financial solutions for agribusiness ventures.

Skills

Interpersonal skills

Communication

Relationship management

Negotiation

Time management

Education

Bachelor’s degree in agriculture, agribusiness, finance, economics

Job description

Serve as a key leader in managing and expanding the bank's agricultural loan and deposit portfolio. Responsible for driving significant business growth by developing and executing strategic plans to attract new clients and achieve ambitious annual growth targets. Build and maintains strong relationships with high-value clients, understands their complex financial needs, and provides innovative solutions to support their agricultural ventures.

Job Duties and Responsibilities

Essential duties and responsibilities include the following. Other duties may be assigned.

• Oversee and manage a substantial agricultural loan and deposit portfolio, ensuring its growth and profitability. Build and maintain strong relationships with high-value clients, understanding their complex financial needs and providing tailored solutions.
• Understand and adhere to financial lending guidelines to the ensure the company complies with regulations and good financial practice.
• Lead market analysis to identify opportunities and trends within the agricultural sector, ensuring the bank's services are aligned with evolving needs. Possessing a thorough understanding of credit and the intricate challenges involved in credit analysis. Ensure problem loans are identified early and appropriate measures are taken to mitigate risks. Ensure all activities comply with regulatory requirements and internal policies, maintaining the highest standards of integrity and professionalism.
• Identify and address non-compliance issues, ensuring all activities comply with regulatory requirements and internal policies. Actively solicit new business opportunities to expand the bank's client base and enhance its market presence. Develop and execute strategic plans to attract new clients and achieve ambitious annual growth targets.

Skills and Qualifications

• Excellent interpersonal and communication skills with the ability to express ideas, request actions, and formulate plans.
• Ability to build trust and rapport with clients and stakeholders and maintain and solidify business relationships in effective manner to meet growth goals on an annual basis.
• Ability to negotiate terms and conditions with clients to achieve mutually beneficial outcomes. Strong organizational and time management skills.
• Bachelor’s degree in agriculture, Agribusiness, Finance, Economics, or a related field.
• Minimum of one year of experience in agricultural lending or commercial banking.
• Experience working directly with farmers, ranchers, or agribusiness clients, preferred.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High-Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• We have an emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work.
• Career advancement opportunities is a way PREMIER leaders show they care.
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more.