Senior Actuarial Analyst

Oscar Health

Atlanta (GA)

Remote

USD 92,000 - 120,000

Full time

2 days ago
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Benefits offered by this job

Benefits
Unlimited vacation
Annual performance bonuses

Job summary

Oscar Health is seeking a Senior Actuarial Analyst to support ACA pricing, including model preparation and experience studies, reporting to the Director, Actuarial. This role is remote and open to candidates residing in Atlanta, GA, with potential hybrid shifts at the metro-area hub over time.

The position offers base pay in a range of $91,660–$120,303 per year plus employee benefits, unlimited vacation, and annual performance bonuses.

Qualifications

  • Bachelor's degree in a STEM field.
  • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
  • 3+ years of experience in a related field.

Responsibilities

  • Review core pricing and plan design models, understand main performance drivers, and provide actuarial insights for pricing decisions.
  • Contribute to regulatory filings reviews and develop viewpoints for strategic pricing decisions.
  • Investigate drivers of observed pricing trends and provide actionable information for pricing decisions.
  • Promote actuarial best practices regarding automation and documentation in pricing work.
  • Maintain relationships with internal and external stakeholders to support pricing initiatives.
  • Assist in onboarding analysts and integrating them into existing processes.
  • Ensure compliance with all applicable laws and regulations.
  • Perform other duties as assigned.

Education

Bachelor's degree in STEM

Job description

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role

The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies.

You will report into the Director, Actuarial.

Work Location

This is a remote position, open to candidates who reside in: Atlanta, GA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area.

Pay Transparency

The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities
  • Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations.
  • Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions.
  • Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions
  • Promote and shape Oscar actuarial best practices concerning automation and documentation.
  • Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
  • Aid in the onboarding of analysts by collaborating and integrating them into existing processes.
  • Compliance with all applicable laws and regulations.
  • Other duties as assigned.
Requirements
  • Bachelor's degree in a STEM field.
  • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
  • 3+ years of experience in a related field.

This is an authentic Oscar Health job opportunity.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency

Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI)

Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents

For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy .

As set forth in Oscar Health’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

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