Manager, Actuarial

Oscar Health; United States; Remote; USD 122,000 - 160,000; Full time

Benefits offered by this job

Unlimited vacation

Performance bonuses

Job summary

Oscar Health in the United States is seeking a Manager, Actuarial to lead pricing for ACA markets, guide cross-functional teams on rate strategy, regulatory submissions, and pricing governance. This remote role reports to the Associate Director, Actuarial.

Candidates should be SOA credentialed with 5+ years of quantitative analysis, strong communication, and deep health insurance knowledge. The role offers competitive base pay, bonus eligibility, and a remote-first environment.

Qualifications

• Associate or Fellow of the SOA, or on track to become one.
• Minimum 5+ years of quantitative analysis experience.
• Strong communication and collaboration skills; health insurance concepts.

Responsibilities

• Maintain pricing models and trend analyses.
• Oversee rate development for ACA markets in a region.
• Collaborate with cross-functional teams on pricing strategy.
• Mentor pricing analysts and promote actuarial best practices.
• Ensure regulatory submissions are end-to-end and compliant.

Skills

Actuarial pricing

SOA credential

Team leadership

Communication

Health insurance

Education

SOA Associate or Fellow

Job description

Hi, we’re Oscar. We’re hiring a Manager, Actuarial to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Manager, Actuarial leads a team of analysts and is responsible for pricing of several ACA markets. You will be a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will own the end-to-end regulatory submission, will understand risks underlying their markets, and are responsible to ensure pricing is actuarially sound.

You will report into the Associate Director, Actuarial.

Work Location:

This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote

Pay Transparency:

The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $135,792 - $178,227 per year. The base pay for this role in all other locations is: $122,213 - $160,404 per year. You are also eligible for employee benefits, participation in Oscar’s unlimited vacation program and annual performance bonuses.

Responsibilities:

• Maintain pricing models and methodologies, perform various trend analyses and experience monitoring.
• Oversee the end-to-end rate development within a specific region for Oscar’s ACA markets.
• Influence and collaborate with partners to guide strategic business decisions with respect to rates.
• Monitor and understand emerging A:E and market dynamics in your region and apply those learnings to guide the prospective pricing strategy.
• Provide an actuarial viewpoint across cross-functional teams to ensure sustainable growth for Oscar’s ACA-compliant Individual Markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices with respect to automation and documentation.
• Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements:

• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 5+ years of quantitative analysis experience.
• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

This is an authentic Oscar Health job opportunity.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We’re on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency:

Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI):

Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation:

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ([e-mail]) to make the need for an accommodation known.

California Residents:

For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy .

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Oscar Health’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A \"disabled veteran\" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

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An \"Armed forces service medal veteran\" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.