Senior ACL Analyst: CECL & Credit Risk Analytics

Flagstar Bank; Michigan; Hybrid; USD 69,000 - 119,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Comprehensive leave program

Job summary

Flagstar Bank is seeking a Senior Allowance for Credit Losses Analyst to support quarterly ACL production for the loan and lease portfolio. You will analyze drivers of changes, collaborate with credit and stakeholders, and maintain documentation and regulatory reports.

The role requires an undergraduate degree, 4+ years of credit risk experience, Python proficiency, and CECL knowledge, with exposure to mid-size/large financial institutions and Alteryx.

Qualifications

• Undergraduate degree required.
• 4+ years in credit risk management, accounting, or related experience.
• Proficient in Python and CECL knowledge.
• Experience in mid-size and large financial institutions; knowledge of Alteryx a plus.

Responsibilities

• Execute quarterly production of the allowance for credit losses, independently managing assigned workflow.
• Analyze drivers of ACL changes including rate/volume, forecast, and credit mix.
• Collaborate with Credit function and stakeholders to develop qualitative adjustments.
• Maintain ACL documentation and regulatory disclosures; support governance materials.

Skills

Python

CECL knowledge

Financial analysis

Regulatory compliance

Education

Undergraduate degree

Tools

Alteryx

Job description

Flagstar Bank is seeking a Senior Allowance for Credit Losses Analyst to support quarterly ACL production for the loan and lease portfolio. You will analyze drivers of changes, collaborate with credit and stakeholders, and maintain documentation and regulatory reports.

The role requires an undergraduate degree, 4+ years of credit risk experience, Python proficiency, and CECL knowledge, with exposure to mid-size/large financial institutions and Alteryx.