Senior ACH Payments & Operations Specialist

Seacoast Bank; The Villages (FL); On-site; USD 65,000 - 85,000; Full time

Job summary

Seacoast Bank in Florida is seeking a Sr. ACH Payment Specialist to ensure secure processing of ACH transactions and balance daily operations.

You will handle disputes, DNEs, reversals, stop payments, Fed adjustments, and reconcile ACH activity, collaborating with Retail Branches and other departments. Responsibilities include maintaining procedures, monitoring file confirmations, and supporting core conversions.

Qualifications

• 4+ years Banking experience or a combination of education and experience.
• Nacha certification recommended.
• Strong analytical skills and attention to detail.
• PC proficient, including MS Word and MS Excel.

Responsibilities

• Process daily ACH operations, including disputes, DNEs, reclamations, and stop payments.
• Perform Fed adjustments, ACH balancing, and monitor for rejects.
• Prepare monthly ACH Return Monitoring and daily Fed Balance Sheet reports.
• Support branches with NACHA rules, disputes, timeframes and policy questions.
• Develop and update department procedures and participate in special projects.

Skills

Analytical thinking

Attention to detail

Team collaboration

Effective communication

Regulatory/compliance focus

Education

High School Diploma or equivalent

Nacha certification recommended

Tools

MS Word

MS Excel

Job description

Seacoast Bank in Florida is seeking a Sr. ACH Payment Specialist to ensure secure processing of ACH transactions and balance daily operations.

You will handle disputes, DNEs, reversals, stop payments, Fed adjustments, and reconcile ACH activity, collaborating with Retail Branches and other departments. Responsibilities include maintaining procedures, monitoring file confirmations, and supporting core conversions.