Senior ABL Credit Risk Lead, Vice President

JPMorgan Chase & Co.; Irvine (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase & Co. in Irvine, CA seeks a Lead Credit Officer, VP in Asset Based Lending Credit Risk to join a high‑impact risk team.

You will manage a portfolio of ABL clients, lead credit structuring, and coordinate with bankers, treasury, and operations to support responsible growth. You have a strong background in commercial banking and credit risk, with 5+ years’ experience, excellent communication, and expert Excel skills to analyze cash flow, collateral, and risk factors in a fast-paced

Qualifications

• Bachelor’s Degree, required.
• Minimum 5years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge
• Strong understanding of capital markets, financing structures, derivatives, and cash management products as well as related documentation
• Excellent communication and presentation skills - both written and verbal
• Ability to think critically and multitask in a fast-paced environment
• Strong interpersonal and relationship development skills
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook

Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
• Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
• Lead ABL credit structuring and legal document negotiations
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

Skills

Credit risk

Portfolio management

Commercial banking

Due diligence

Communication skills

Relationship management

Education

Bachelor’s Degree

Bachelor’s degree in accounting or finance, preferred

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Outlook

Job description

JPMorgan Chase & Co. in Irvine, CA seeks a Lead Credit Officer, VP in Asset Based Lending Credit Risk to join a high‑impact risk team.

You will manage a portfolio of ABL clients, lead credit structuring, and coordinate with bankers, treasury, and operations to support responsible growth. You have a strong background in commercial banking and credit risk, with 5+ years’ experience, excellent communication, and expert Excel skills to analyze cash flow, collateral, and risk factors in a fast-paced