VP, Asset-Based Credit Risk Leader

JPMorgan Chase & Co.; Georgia; On-site; USD 170,000 - 210,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Lead Credit Risk Manager – Vice President on the Asset Based Lending team in Georgia.

You will manage a portfolio of Commercial and Specialized Industries clients with Asset Based loans, coordinating with C&SI bankers, ABL Originators and product partners to structure and approve complex credit facilities. The role requires senior-level credit risk expertise, strong financial modeling, and leadership to guide junior team members while maintaining regulatory and

Qualifications

• Bachelor's degree is required.
• 5+ years of experience in commercial banking, credit risk, portfolio management and underwriting.
• Strong understanding of capital markets, financing structures, derivatives and cash management products.
• Excellent communication skills, written and verbal.
• Ability to multitask in a fast-paced environment; strong interpersonal skills.
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook.

Responsibilities

• Lead all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases and cash management.
• Proactively support and enhance client relationships.
• Assign and assess internal ratings and risk mitigation; recommend changes in structure or account management strategy.
• Provide leadership in structuring and negotiating Credit Agreements, amendments and waivers.
• Interpret collateral appraisals and field exams; monitor collateral trends and liquidity.
• Coordinate with Banking Teams and product partners; maintain internal credit files.
• Communicate with Senior Management and respond to regulatory requests.
• Train and mentor junior team members.

Skills

Credit risk management

Credit analysis

Financial modeling

Negotiation & structuring

Communication skills

Excel

Word

PowerPoint

Outlook

Education

Bachelor's degree

Accounting or Finance background

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Outlook

Job description

JPMorgan Chase & Co. is seeking a Lead Credit Risk Manager – Vice President on the Asset Based Lending team in Georgia.

You will manage a portfolio of Commercial and Specialized Industries clients with Asset Based loans, coordinating with C&SI bankers, ABL Originators and product partners to structure and approve complex credit facilities. The role requires senior-level credit risk expertise, strong financial modeling, and leadership to guide junior team members while maintaining regulatory and