Secured Credit & Collateral Analyst I

S&T Bank; Indiana (PA); On-site; USD 60,000 - 115,500; Full time

Job summary

S&T Bank in Indiana, PA, seeks a seasoned secured credit administrator to manage formula-based and asset-based loan portfolios. You will analyze collateral, coordinate loan structuring, and ensure compliance with credit terms and reporting requirements.

Responsibilities include reviewing borrowing bases, coordinating appraisals, and supporting loan closings while maintaining strong relationships with clients and bankers. Prior experience in commercial lending is preferred.

Qualifications

• Requires four-year college degree in accounting or finance.
• Two to five years general experience with formula-based and asset-based loan monitoring.

Responsibilities

• Review collateral reports to ensure compliance with formula-based and asset-based credit lines.
• Participate in loan structuring and underwriting with officers.
• Analyze collateral data and recommend loan conditions and structure.
• Monitor borrowers and provide ongoing customer service and reporting.

Skills

Loan structuring

Collateral analysis

Credit underwriting

Customer service

Education

Accounting or Finance degree

Tools

nCino

Job description

S&T Bank in Indiana, PA, seeks a seasoned secured credit administrator to manage formula-based and asset-based loan portfolios. You will analyze collateral, coordinate loan structuring, and ensure compliance with credit terms and reporting requirements.

Responsibilities include reviewing borrowing bases, coordinating appraisals, and supporting loan closings while maintaining strong relationships with clients and bankers. Prior experience in commercial lending is preferred.