SBA Loan Closer

The Agency; United States; Remote; USD 95,000 - 110,000; Full time

Benefits offered by this job

ESOP program (approx. 10–12% of base)

Performance-based bonuses

Flexible remote/hybrid arrangements

Three weeks vacation and six personal/

Job summary

The Agency is seeking an experienced SBA Loan Closer to join its Franchise and Restaurant lending team. This remote-friendly role focuses on SBA 7(a) closings, with flexibility for onsite or hybrid arrangements in the Dallas or Chicago markets as needed.

Responsibilities include managing closings, documenting SBA compliance, coordinating with borrowers and attorneys, and maintaining current SBA knowledge. Competitive salary with ESOP and possible bonuses.

Qualifications

• 3+ years of SBA lending experience, SBA 7(a) knowledge preferred.
• Experience managing SBA loan closings from docs to funding.
• Strong SBA documentation, compliance, and regulatory understanding.

Responsibilities

• Manage and coordinate SBA loan closings with emphasis on SBA 7(a).
• Review loan docs for accuracy and SBA compliance.
• Collaborate with internal lending, underwriting, and franchise teams.
• Ensure files meet SBA guidelines and internal credit policies.
• Resolve closing documentation discrepancies and issues.
• Coordinate with borrowers, attorneys, lenders and third parties.
• Maintain extensive knowledge of SBA programs and policies.
• Handle multiple transactions with organization and clear communication.
• Contribute to a collaborative team environment.
• Support growth of franchise and restaurant lending platform.

Skills

SBA 7(a) lending

Closing SBA loans

Documentation review

Regulatory compliance

Communication skills

Team collaboration

Job description

Location: Remote (Must Reside in Dallas, TX or Chicago, IL)

A growing and relationship-focused financial institution is seeking an experienced SBA Loan Closer to join its established Franchise and Restaurant lending team. This is an excellent opportunity for a banking professional with extensive SBA 7(a) knowledge who enjoys working in a collaborative, team-oriented environment.

The organization offers a flexible remote work environment with the option to work onsite or hybrid. While the team primarily operates remotely, candidates should be located in the Dallas or Chicago markets, as the team values occasional in-person gatherings and opportunities to connect throughout the year.

The SBA Loan Closer will focus on managing and closing SBA loan transactions, with an emphasis on SBA 7(a) lending. This is an individual contributor role rather than a management position, offering significant flexibility, autonomy, and the opportunity to become part of a close-knit, highly collaborative team.

Key Responsibilities:

• Manage and coordinate the closing process for SBA loan transactions, with a strong emphasis on SBA 7(a) lending
• Review loan documentation to ensure accuracy, completeness, and compliance with SBA requirements
• Work closely with internal lending, underwriting, and franchise teams to facilitate timely loan closings
• Ensure loan files meet applicable SBA guidelines, regulatory requirements, and internal credit policies
• Identify and resolve documentation discrepancies and closing issues
• Coordinate with borrowers, attorneys, lenders, and other third parties throughout the closing process
• Maintain extensive knowledge of SBA 7(a) programs, policies, and procedures
• Manage multiple transactions while maintaining organization, attention to detail, and consistent communication
• Contribute to a positive, collaborative team environment
• Support the continued growth of the organization's franchise and restaurant lending platform

Required Qualifications:

• 3+ years of experience in SBA lending, preferably with a focus on SBA 7(a) loans
• Extensive knowledge of SBA 7(a) lending guidelines, requirements, and closing procedures
• Previous experience managing SBA loan closings from documentation through funding
• Experience beyond PPP or SBA Express lending programs
• Strong understanding of SBA documentation, compliance, and regulatory requirements
• Excellent organizational skills and the ability to manage multiple transactions simultaneously
• Strong communication and interpersonal skills
• Positive, outgoing personality with a collaborative, team-oriented mindset
• Ability to work independently while remaining actively engaged with a close-knit team
• Experience in franchise or restaurant lending is a plus, but not required
• Base salary range of $95,000–$110,000
• Eligibility for additional performance-based bonuses
• Employee Stock Ownership Plan (ESOP), with typical contributions representing approximately 10%–12% of base salary
• Flexible remote work environment with optional onsite or hybrid arrangements
• Flexible working hours, with the expectation of availability through at least 3:00 p.m.
• Three weeks of vacation, three personal days, and six sick days for VP-level employees
• Two weeks of vacation for AVP-level employees

This is a strong opportunity for an experienced SBA closing professional seeking a flexible work environment, competitive compensation, and the opportunity to join an established team with an excellent culture. The organization values collaboration, positive attitudes, and strong working relationships over micromanagement. Candidates who enjoy being part of a close-knit team and contributing to a growing lending platform will thrive in this environment.

The organization typically brings experienced loan closers on at the AVP or VP level, although title and tenure flexibility may be considered based on the candidate's experience and career background. This is an individual contributor opportunity without an immediate management track.

Equal Employment Opportunity Statement

The Agency Recruiting follows Equal Employment Opportunity (EEO) guidelines and considers all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic under applicable law.