SBA Loan Business Development Officer

Integro Bank; Phoenix (AZ); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dynamic SBA Business Development Officer to drive growth in government-guaranteed loans. This role offers the opportunity to work in a hybrid environment, supporting small businesses with innovative financial solutions. The ideal candidate will possess extensive experience in SBA lending, excellent communication skills, and a strong ability to analyze financial data. Join a company that values integrity and ethics, and be part of a team dedicated to transforming lives through financial empowerment. Your contributions will directly impact the success of small businesses in the community.

Benefits

Health insurance

Dental insurance

Vision insurance

Paid time off

Life insurance

Disability insurance

401k

Tuition savings

Qualifications

• 2 to 25 years of successful SBA lending/sales experience.
• Knowledge of SBA products and policies.
• Strong financial analysis skills including cash flow and ratios.

Responsibilities

• Develop and cultivate new SBA lending opportunities.
• Source and procure SBA loan products to grow the portfolio.
• Provide financial counsel to clients using proprietary tools.

Skills

SBA lending experience

Financial analysis skills

Communication skills

Microsoft Office proficiency

Relationship building

Education

Bachelor’s Degree

Tools

Microsoft Office

Job description

JOB TITLE : SBA Business Development Officer (VP / SVP)

REPORTS TO : Government Lending SVP / Director of Sales

CLASSIFICATION : EXEMPT

LOCATION : Phoenix HQ Office & Hybrid

SUMMARY :

Integro Bank, a Preferred Lender, was ranked the #1 Arizona-based bank in fiscal year 2024 for SBA funding, surpassing Bank of America, Western Alliance, and all other Arizona banks. To support this growth, we are hiring!

We seek highly competitive, accountable business development officers specializing in originating SBA government-guaranteed loans (7A and 504). If you are passionate about helping small businesses, value ethics and integrity, and are interested in our proprietary services, consider joining us. Our bank actively supports the National Association of Government Guaranteed Lenders (NAGGL), demonstrating our commitment to SBA lending. Based in the Phoenix Arizona metro area or willing to relocate, if this describes you, please apply.

RESPONSIBILITIES :

• Develop and cultivate new SBA lending opportunities, including 7A and 504 programs.
• Build and network prospects using internal and external referral sources, following up on marketing leads.
• Source and procure SBA loan products to grow the portfolio.
• Gather applications, analyze financial data, and present packages within credit policy.
• Provide financial counsel to clients using our proprietary tools.
• Establish relationships with internal Business Banking Relationship Managers to expand banking relationships.
• Optionally originate non-SBA, C&I commercial, and CRE loans.
• Generate new SBA loans aligned with goals and objectives.
• Pre-screen loans for structure, conformity, and eligibility.
• Identify client issues and obtain sufficient information for analysis.
• Maintain relationships with bank officers, centers of influence, and referral sources.
• Assist with cross-selling banking services.
• Prepare loan consideration memos for the credit department.
• Guide clients through the loan process, ensuring all documentation is obtained and follow-ups are completed.
• Ensure compliance with all laws and regulations, including training requirements.
• Participate in community and business functions to promote the bank and develop referral contacts.

QUALIFICATIONS :

Knowledge, Skills & Abilities

• 2 to 25 years of successful SBA lending/sales experience.
• Knowledge of SBA products and policies.
• Excellent communication skills.
• Team player capable of multi-tasking.
• Proficient in Microsoft Office; interested in our innovative technology solutions.
• Ability to work independently and develop profitable relationships.
• Strong financial analysis skills, including cash flow, balance sheets, ratios, collateral, and industry analysis.

Education & Experience :

• Bachelor’s Degree or equivalent experience preferred.
• SBA 7A and/or 504 experience required.

ENVIRONMENT & PHYSICAL DEMANDS :

• Ability to lift at least 20 lbs.
• Must be able to sit, stand, bend, and stoop.
• Sitting, standing, and driving for 90% of the time.
• Keyboard use up to 8 hours.
• Travel may be required.

This role may be in-office or work from home, subject to our WFH policy.

This job description provides a general overview and is not exhaustive of all duties, responsibilities, and qualifications.

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT : Integro Bank is committed to diversity and inclusion. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected status.

About Integro Bank : Our mission is “Lift and Transform Lives,” focusing on helping small businesses maximize growth and create employment opportunities.

Our Core Values :

• Earn and be worthy of Trust
• Demonstrate an optimistic and positive attitude
• Focus on client-centric solutions
• Deliver results — own it, be accountable, and strive for positive outcomes

Benefits : Comprehensive package including health, dental, vision, paid time off, life insurance, disability, 401k, and tuition savings.