SBA Lending Growth & Relationship Manager

Keystone Distinction Group; San Francisco, Northern (CA, KY); Hybrid; USD 85,000 - 130,000; Full time

Job summary

Keystone Distinction Group seeks an experienced SBA Relationship Manager in San Francisco to build new lending relationships and expand an existing portfolio of business clients. The role requires SBA lending expertise, credit analysis skills, and a proven sales background.

The position focuses on developing opportunities, structuring SBA loans, and delivering exceptional client service while collaborating across lending and operations teams to support growth.

Qualifications

• Experience in SBA lending, commercial lending, or business banking.
• Proven sales and business development experience.
• Strong understanding of credit analysis and business financial statements.
• Experience developing and managing a loan portfolio.
• Strong relationship-building and negotiation skills.
• Bachelor's degree or equivalent professional experience preferred.
• Ability to independently generate new business and develop referral relationships.

Responsibilities

• Generate new SBA loan opportunities through prospecting, networking, referrals, and relationship development.
• Develop and manage relationships with business owners and commercial clients.
• Analyze borrower financial statements, cash flow, credit history, and overall creditworthiness.
• Structure and recommend SBA loan opportunities for approval.
• Prepare and present loan requests to the appropriate credit or loan committee.
• Manage and grow an existing portfolio of business relationships.
• Develop additional deposits, cash management, and business banking opportunities.
• Cross-sell appropriate banking products and services.
• Maintain accurate credit, loan, and portfolio documentation.
• Partner with internal lending and operations teams to provide excellent client service.

Skills

SBA lending

Commercial lending

Business banking

Sales

Business development

Credit analysis

Relationship building

Education

Bachelor's degree or equivalent

Job description

Keystone Distinction Group seeks an experienced SBA Relationship Manager in San Francisco to build new lending relationships and expand an existing portfolio of business clients. The role requires SBA lending expertise, credit analysis skills, and a proven sales background.

The position focuses on developing opportunities, structuring SBA loans, and delivering exceptional client service while collaborating across lending and operations teams to support growth.