SBA Credit Underwriter & Analyst Associate

KeyBank; Dayton (OH); On-site; USD 65,000 - 95,000; Full time

Job summary

KeyBank in Dayton, OH is seeking a Credit Associate focused on SBA guaranteed loans. You will gather and analyze credit information, assess risk, and help structure new credit extensions under supervision, while ensuring policy compliance.

You will work with BGPM and field partners to deliver thoughtful loan recommendations, monitor existing credits, and mentor junior analysts as part of a collaborative underwriting team.

Qualifications

• Experience analyzing financial statements and tax returns to assess credit worthiness.
• Proficiency in financial modeling and risk assessment.
• Ability to collaborate with underwriting teams and field partners.

Responsibilities

• Evaluate loan requests for purpose, risk, and collateral adequacy.
• Assess liquidity, management quality, market position, and industry outlook.
• Analyze financial statements and tax returns to determine credit risk.
• Prepare loan packages and monitor portfolio risk ratings.
• Mentor junior analysts and collaborate with credit partners to improve processes.

Skills

Credit analysis

Financial statements

Risk assessment

Communication

Tools

Excel

Job description

KeyBank in Dayton, OH is seeking a Credit Associate focused on SBA guaranteed loans. You will gather and analyze credit information, assess risk, and help structure new credit extensions under supervision, while ensuring policy compliance.

You will work with BGPM and field partners to deliver thoughtful loan recommendations, monitor existing credits, and mentor junior analysts as part of a collaborative underwriting team.