Sales Associate Int

OneMain Financial; Fort Mill (SC); On-site; USD 42,000 - 56,000; Full time

Benefits offered by this job

Health and wellbeing options

401(k) matching up to 4%

Employee Stock Purchase Plan (10%),

Tuition reimbursement

Paid time off (15 days/yr)

Paid sick leave per local laws

11 paid holidays

Volunteer time (3 days/yr)

Job summary

OneMain Financial seeks a Loan Representative to serve as the first contact for customers with a variety of financial needs. In a call center setting, you will assess customer finances and recommend OneMain products, aiming to meet or exceed goals with strong product knowledge and motivation.

You will handle outbound and inbound calls, process loan applications, and actively market lending options while ensuring compliance with policies and regulations.

Qualifications

• 2+ years of inside sales or call center experience.
• Bilingual in Spanish/English is a plus.
• Basic understanding of credit or personal finance concepts is preferred.

Responsibilities

• Reach out to customers via outbound calls or responding to inbound calls from potential customers.
• Processing applications for multiple personal lending products.
• Implement key strategies to drive growth and demonstrate customer service standards and energy to exceed goals.
• Read and understand credit bureau reports and maintain knowledge of personal lending products.
• Maintain awareness of company policies and procedures, laws and providing guidance to other team members to ensure compliance.
• Actively market and sell OneMain lending products and services and collaborate with the team.

Skills

Inside sales

Customer service

Call center

Education

High School Diploma or GED

Job description

At OneMain, our Loan Representatives serve as the initial contact for customers with a variety of financial needs. You will help customers assess and identify the appropriate products or services OneMain offers by listening and understanding their financial situation in a call center environment. The position will require strong knowledge of OneMain’s personal lending products and a high level of motivation to meet or exceed goals. Our work focuses on new and previous customers who are looking for additional financing or insurance options to meet their personal financial needs.

In the Role

• Reach out to customers via outbound calls or responding to inbound calls from potential customers

• Processing applications for multiple personal lending products.

• Implement key strategies to drive growth as well as demonstrating exemplary customer service standards and a high level of energy to exceed goals

• Read and understand credit bureau reports and maintain a high level of personal lending product knowledge.

• Maintain awareness of company policies and procedures, federal / state laws and providing guidance to other team members to ensure compliance

• Actively market and sell OneMain lending products and services and demonstrate strong collaborative skills within a team environment

Requirements

• High School Diploma or GED

• Sense of urgency in meeting or exceeding application processing goals

Preferred

• 2 or more years’ experience in inside sales, customer service, retail, or call center environment.

• Basic understanding of credit or personal finance concepts.

• Bilingual in Spanish/English a plus.

Work Schedule

Hours of Operation:

Mon- Thurs 8:00 AM-8:00 PM; Fri 8:00 AM-7:00 PM; Sat 8:00 AM-12:00 PM

The schedule is for 40 hours per week within the hours of operation, which includes at least one Saturday per month, one late Friday and some extended hours at the end of each month.

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

• Up to 4% matching 401(k)

• Employee Stock Purchase Plan (10% share discount)

• Tuition reimbursement

• Paid time off (15 days’ vacation per year, prorated based on start date)

• Paid sick leave as determined by state or local ordinance (prorated based on start date)

• 11 Paid holidays (4 floating holidays, prorated based on start date)

• Paid volunteer time (3 days per year, prorated based on start date)