Risk Management Specialist

Minnesota League of Credit Unions; Maple Grove, Northern (MN, KY); Hybrid; USD 55,000 - 75,000; Full time

Job summary

TopLine Financial Credit Union is seeking a Risk Management Specialist to join our team. You will monitor transaction activity, investigate alerts, and help ensure compliance with BSA and other regulations while supporting our member-service culture.

The role emphasizes teamwork, discretion with sensitive information, and strong communication skills to work with management and staff across the organization.

Qualifications

• 1–3 years of financial institution experience.
• Sound judgment and decision-making skills.
• High level of trust, diplomacy and professionalism.
• Strong written and verbal communication skills.
• Ability to work with sensitive information.
• Strong teamwork and independent work capability.

Responsibilities

• Promotes service culture and values across the organization.
• Reviews transaction monitoring alerts and documents actions.
• Investigates fraud and identity theft reports.
• Assists with Suspicious Activity Reports and Currency Transaction Reports.
• Prepares documentation for third-party requests (subpoenas, law enforcement).
• Assists with bond and insurance claim documentation.
• Complies with policies, procedures, and regulations including BSA.
• Performs other tasks as assigned.

Skills

Experience in financial institutions

Problem solving

Trust and integrity

Verbal and written communication

Teamwork and independence

Detail oriented

MS Office proficiency

Tools

Microsoft Office

Job description

TopLine Financial Credit Union has been a member-owned financial services cooperative since 1935.We are looking for outgoing individuals to join our Risk Management team that is dedicated to building life-long relationships to help our members reach and manage their financial goals.

A successful Risk Management Specialist will be able to do:

• Promotes TopLine Financial Credit Union Red Book member service culture, philosophy and values ensuring quality and teamwork in all areas by coaching and providing support in the department and throughout the organization.
• Reviews transaction monitoring alerts, utilizes knowledge and applies decision making skills to take appropriate action or appropriately assigns alerts. Investigate, document and maintain records.
• Investigates, tracks and monitors reports of fraud and identity theft as directed.
• Assists with preparation and maintenance of Suspicious Activity Reports and Currency Transaction Reports.
• Assists with compiling documentation for requests from 3 rd parties including, but not limited to, subpoenas, search warrants, law enforcement requests as directed.
• Assists with compiling documentation for bond claims and insurance claims when necessary.
• Complies with all applicable credit union policies, procedures and government regulations including BSA.
• Perform other tasks as assigned or requested.

Qualifications:

• 1 -3 years financial institution experience.
• Sound judgment and decision-making skills essential.
• A significant level of trust, credibility, diplomacy, integrity and professionalism is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature.
• Problem solving.
• Ability to work with items of a highly sensitive and/or confidential nature.
• Excellent verbal and written communication skills essential.
• Ability to work with all levels of management and credit union staff as well as members.
• Ability to work independently and as part of a team.
• Detail oriented, accurate with good organizational skills essential.
• Personal Computer experience essential, preferably with Microsoft Office Suite software.

At TopLine Financial Credit Union, we celebrate diversity by offering a work environment that is shaped by individual respect and mutual trust where every individual can thrive. We are proud to be anEqual Opportunity/ Aff… Employercommitted to diversity in the workplace and comply with all applicable federal, state, and local laws regarding non-discrimination and affirmative action.